Franklin County property record for 188 West Dr, Carrabelle, FL 32322 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 869 sqft · built 2023 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $311,000 (Dec 2024) |
| Tax Bill | $1,867 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jun 2023 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 17-07S-04W-0000-0160-0340 |
| Primary APN | 17-07S-04W-0000-0160-0340 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 869 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bungalow |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 80,150 sqft (1.84 acres) |
| Porch | Unfinished Open Porch |
|---|---|
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 188 WEST DR |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-2092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.83 AC A.K.A. TRACT 10 IN SEC 17-07S-04W BEING 150 FT X 411.14 FT X 250 FT X 394.72 FT OR/292/93 OR 315/10 510/125 OR/511/226 1337/207 1367/92 1407/584 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 17 |
| Legal Tract | 10 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 3 |
| Census Block | 3071 |
| Census Tract | 970102 |
Source: Franklin County records · APN 17-07S-04W-0000-0160-0340
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1511 PONDEROSA RD E, FORT WALTON BEACH, FL 32547-1122 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jun 23, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 27, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 23, 2024 · Amount on Record |
| Deed Sale | Dec 23, 2024 · Amount on Record |
| Prior Sale | May 27, 2022 · Amount on Record |
| Deed Document Number | 20245920 |
| Deed Book / Page | 1407 / 584 |
| Prior Transfer Date | Jun 22, 2023 |
| Prior Transfer Doc | 0019003188 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 188 WEST DR, CARRABELLE, FL 32322-2092 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 188 WEST DR, CARRABELLE, FL 32322-2092 |
| Document Number | 0019000339 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 1383/397 |
| Instrument | 202419000339 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jun 23, 2023 |
| Property Address | 188 WEST DR, CARRABELLE, FL 32322-2092 |
| Document Number | 0019003188 |
| Book / Page | 1367 / 92 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 202319003188 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 188 WEST DR, CARRABELLE, FL 32322-2092 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 188 WEST DR, CARRABELLE, FL 32322-2092 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | May 27, 2022 |
| Property Address | 188 WEST DR, CARRABELLE, FL 32322-2092 |
| Document Number | 0019003253 |
| Book / Page | 1337 / 207 |
| Instrument Date | May 25, 2022 |
| Instrument | 202219003253 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $574.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10056 NW LAKE MYSTIC DUGGAR RD, 10056, BRISTOL, FL 32321-3917 |
| Name | Verified Name |
|---|---|
| Address | 188 WEST DR, CARRABELLE, FL 32322-2092 |
Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,867.00 (+21.16%) | $196,298 (-0.98%) Land $36,800 Building $159,498 | $196,298 (-0.98%) Land $36,800 Building $159,498 |
| 2024 | $1,541.00 (+318.75%) Homeowner's exemption | $198,246 (+438.71%) Land $36,800 Building $161,446 | $198,246 (+438.71%) Land $36,800 Building $161,446 |
| 2023 | $368.00 (+30.04%) | $36,800 (-) Land $36,800 | $36,800 (-) Land $36,800 |
| 2022 | $283.00 | $36,800 Land $36,800 | $36,800 Land $36,800 |
Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2005–2018) |
| Most Recent Claim | Oct 2018, tidal / storm surge, Hurricane Michael |
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 129 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
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