Hardin County property record for 188 W Hale St, Ridgeway, OH 43345
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,848 sqft · built 1969 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,250 (Feb 2026) |
| Tax Bill | $766 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2009 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-170036.0000 |
| Primary APN | 19-170036.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 188 W HALE ST |
|---|---|
| City | RIDGEWAY |
| State | OH |
| Zip | 43345-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG 31 |
| Jurisdiction | HARDIN OH |
| Township / Civil Division | HALE |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 700 |
Source: Hardin County assessment roll, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 W HALE ST, RIDGEWAY, OH 43345-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage THE MT VICTORY STATE BANK |
| Jul 30, 2009 | Deed of Trust, Mortgage · Line of Credit MT VICTORY STATE BANK |
| Dec 20, 2011 | Deed of Trust, Mortgage · Line of Credit THE MT VICTORY STATE BANK |
| Feb 24, 2026 | Fiduciary Deed, Transfer QUEST FCU |
| Oct 8, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage THE MT VICTORY STATE BANK |
| Sep 15, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on Record |
| Deed Sale | Feb 24, 2026 · Amount on Record |
| Deed Document Number | 2026586 |
| Deed Book / Page | 576 / 5856 |
| Prior Transfer Date | Sep 14, 2020 |
| Prior Transfer Doc | 00557/5260 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 188 W HALE ST, RIDGEWAY, OH 43345-2522 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 188W HALE ST, RIDGEWAY, OH 43345-2522 |
| Document Number | 000558/898 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 558/898 |
| Instrument | 202000003495 |
| Name | THE MT VICTORY STATE BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VICTORY, OH 43340 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 188 W HALE ST, RIDGEWAY, OH 43345-2522 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00486/0339 |
|---|---|
| Date | Jul 30, 2009 |
| Book Page | 486/0339 |
| Instrument | 200900055249 |
| Name | MT VICTORY STATE BANK |
|---|---|
| Address | MOUNT VICTORY, OH 43340 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 188 W HALE ST, RIDGEWAY, OH 43345-2522 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00504/1219 |
|---|---|
| Date | Dec 20, 2011 |
| Book Page | 504/1219 |
| Instrument | 201100065908 |
| Name | THE MT VICTORY STATE BANK |
|---|---|
| Address | MOUNT VICTORY, OH 43340 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | Feb 24, 2026 |
| Property Address | 188 W HALE ST, RIDGEWAY, OH 43345-2522 |
| Document Number | 00576/5856 |
| Book / Page | 576 / 5856 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026000586 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 188 W HALE ST, RIDGEWAY, OH 43345-2522 |
| Document Number | 2026000587 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026000587 |
| Name | QUEST FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 188 W HALE ST, RIDGEWAY, OH 43345-2522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 188W HALE ST, RIDGEWAY, OH 43345-2522 |
| Document Number | 558/898 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 558/898 |
| Instrument | 202000003495 |
| Name | THE MT VICTORY STATE BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VICTORY, OH 43340 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | Sep 15, 2020 |
| Property Address | 188 W HALE ST, RIDGEWAY, OH 43345-2522 |
| Document Number | 00557/5260 |
| Book / Page | 557 / 5260 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 202000003180 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 W HALE ST, RIDGEWAY, OH 43345-2522 |
Source: Hardin County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hardin County |
| County Subdivision | Hale Township |
| Municipality | Ridgeway Village |
| Unified School District | Ridgemont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $766.00 (-4.13%) | $29,750 (-) Land $1,940 Building $27,810 | |
| 2024 | $799.00 (-1.6%) Homeowner's exemption Senior Citizen's exemption | $29,750 (-) Land $1,940 Building $27,810 | |
| 2023 | $812.00 (+34.66%) Homeowner's exemption Senior Citizen's exemption | $29,750 (+38.5%) Land $1,940 Building $27,810 | $85,000 (+38.5%) Land $5,540 Building $79,460 |
| 2022 | $603.00 Homeowner's exemption Senior Citizen's exemption | $21,480 Land $1,650 Building $19,830 | |
| 2020 | $61,370 Land $4,710 Building $56,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Speedwavz Fiber | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Byhalia.net Fixed Wireless | 100 / 25 |
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