188 Vernon St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 188 Vernon St, Worcester, MA 01607

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,724 sqft · built 1890
Lot Size	0.077 acres (3,344 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,513 (2026)
Deeds & Mortgages	Mar 2022 Refinance Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-004-00015`

Property Details

APN / Parcel Number

Primary APN	`10-004-00015`
Alternative APN	`WORC M:10 B:004 L:00015`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,724 sqft Living Area
Gross Area	4,786 sqft
1st Floor Area	1,035 sqft
Basement Area	1,126 sqft
Unfinished Basement	1,126 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Slate
Lot Area	3,344 sqft (0.077 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	10-004-00015
Street Address	188 VERNON ST
City	WORCESTER
State	MA
Zip	01607-1263
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	4
Legal Lot Number	15
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4000
Census Tract	732700

Owner

188 Vernon St, a triplex, is owned and occupied by two individuals who acquired it in February 2021.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	188 VERNON ST, WORCESTER, MA 01607-1263
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Feb 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 26, 2021
Transfer Doc	64569-282
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	188 VERNON ST, WORCESTER, MA 01607-1263
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067221-86
Date	Mar 7, 2022
Book Page	67221/86
Instrument	25549

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 26, 2021
Property Address	188 VERNON ST, WORCESTER, MA 01607-1263
Document Number	64569-282
Book / Page	64569 / 282
Instrument Date	Feb 26, 2021
Instrument	27923
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	188 VERNON ST, WORCESTER, MA 01607-1263

Tax Assessment & Valuation

The 2026 property tax bill for 188 Vernon St was $6,513, up 2.5% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,513.00 (+2.5%)	$490,400 (+1.81%) Land $65,700 Building $424,700
2025	$6,354.00	$481,700 Land $61,800 Building $419,900
2023	$5,607.00	$391,000 Land $53,800 Building $337,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 188 Vernon St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jun 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 188 Vernon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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