188 Valley Oaks Dr, Advance, NC 27006 Property Records

Davie County property record for 188 Valley Oaks Dr, Advance, NC 27006

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,560 sqft · built 1989
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$148,000 (Jun 2014)
Tax Bill	$2,262 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B7140A0013`

Property Details

APN / Parcel Number

Primary APN	`B7140A0013`
Alternative APNs	`5863859345` `8303618`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,560 sqft Heated Area
Gross Area	3,290 sqft
1st Floor Area	1,560 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,958 sqft (0.55 acres)
Lot Width	9 ft Width
Garage Type	Basement
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	8303618
Street Address	188 VALLEY OAKS DR
City	ADVANCE
State	NC
Zip	27006-8743
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RA
Legal Description	LOT 11 VALLEY OAKS
Legal Subdivision	VALLEY OAKS
Legal Lot Number	11
Jurisdiction	DAVIE NC
Township / Civil Division	FARMINGTON
Census Block Group	1
Census Block	1002
Census Tract	80200

Owner

188 Valley Oaks Dr, a residential property, is owned and occupied by two individuals who bought it in June 2014.

Source: Davie County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	188 VALLEY OAKS DR, ADVANCE, NC 27006-8743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLEGACY FCU
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2014 · Amount on File
Deed Sale	Jun 18, 2014 · Amount on File
Prior Sale	Jan 1, 1990 · Amount on File
Deed Document Number	20142761
Deed Book / Page	960 / 620
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIE NC
Property Address	188 VALLEY OAKS DR, ADVANCE, NC 27006-8743
Document Number	0000003882
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 VALLEY OAKS DR ADVANCE NC 270068743, ADVANCE, NC 27006-8743

Mortgage

Document Number	0000003882
Date	Jul 13, 2020
Book Page	001143/000445
Instrument	3882

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114-6043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 12, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIE NC
Property Address	188 VALLEY OAKS DR, ADVANCE, NC 27006-8743
Document Number	0000003883
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	188 VALLEY OAKS DR ADVANCE NC 270068743, ADVANCE, NC 27006-8743

Mortgage

Document Number	0000003883
Date	Jul 13, 2020
Book Page	001143/000451
Instrument	3883

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114-3043

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 188 Valley Oaks Dr was $2,262.

Source: Davie County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davie County
Unified School District	Davie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,262.00	$328,590 Land $65,000 Building $263,590	$328,590 Land $65,000 Building $263,590
2023	$1,275.00	$165,070 Land $30,000 Building $135,070	$165,070 Land $30,000 Building $135,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Valley Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Valley Oaks Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIE COUNTY WATER SYSTEM serves 32,068 people · EPA ID NC0230015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Failure to filter resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures