188 Union St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 188 Union St, Poughkeepsie, NY 12601

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 2,340 sqft · built 1890
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jan 2017)
Tax Bill	$8,266 (2025)
Deeds & Mortgages	Oct 2020 Refinance Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131300-6062-84-952090-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6062-84-952090-0000`
Alternative APNs	`130000606200849520900000` `131300 6.62-84-952.90` `455060`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,340 sqft Living Area
1st Floor Area	720 sqft
2nd Floor Area	900 sqft
Upper Floors Area	720 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Old Style
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	90 ft deep x 24 ft wide
View / Lot	Urban

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	455060
Street Address	188 UNION ST
City	POUGHKEEPSIE
State	NY
Zip	12601-3557
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R4-A
Legal Description	0.05 AC (C) 22001 08135 1890 0697
Legal Block	84
Legal Lot Number	952
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	4
Census Block	4007
Census Tract	220101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Union Street Historic District listed 1971 · 173 contributing resources · NRIS 71000537

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 UNION ST, 1, POUGHKEEPSIE, NY 12601-3557
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Jan 13, 2017	Grant Deed, Transfer · FHA Mortgage HUDSON VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2017 · Amount on Record
Deed Sale	Jan 13, 2017 · Amount on Record
Prior Sale	Jun 21, 2005 · Amount on Record
Deed Book / Page	22017 / 407
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	188 UNION ST, POUGHKEEPSIE, NY 12601-3557
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053411
Date	Oct 9, 2020
Instrument	53411

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Jan 13, 2017
Property Address	188 UNION ST, POUGHKEEPSIE, NY 12601-3557
Document Number	0000000407
Instrument Date	Jan 12, 2017
Instrument	407
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	BEACHES TITLE SERVICES LLC, REAL PROPERTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 QUEENS BLVD #8C WOODSIDE NY 113774689, 8C, WOODSIDE, NY 11377-4689

Mortgage

Document Number	370
Date	Jan 13, 2017
Instrument	370

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,266.00	$378,200 (+27.25%) Land $29,700 Building $348,500	$378,200 (+27.25%) Land $29,700 Building $348,500
2023		$297,200 (+19.98%) Land $29,700 Building $267,500	$297,200 (+19.98%) Land $29,700 Building $267,500
2022		$247,700 Land $27,000 Building $220,700	$247,700 Land $27,000 Building $220,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Optimum, T-Mobile.

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