Suffolk County and Islip Town property record for 188 Union Ave, Islip, NY 11751
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Mar 2004) |
| Tax Bill | $11,960 (2024) |
| Deeds & Mortgages | May 2022 Refinance Mar 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 396.-4-52 |
| Primary APN | 472889 396.-4-52 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,663 sqft (0.13 acres) |
|---|---|
| Lot Width | 52 ft Width |
| Account Number | 042451 |
|---|---|
| Street Address | 188 UNION AVE |
| City | ISLIP |
| State | NY |
| Zip | 11751-4315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | X2218178Y182165 T059H00000000 |
| Legal Block | 6000 |
| Legal Lot Number | 400 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 147402 |
188 Union Ave is owned and occupied by two individuals who bought it in March 2004.
Source: Suffolk County and Islip Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 UNION AVE, ISLIP, NY 11751-4315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Mar 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jan 30, 2019 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2004 · Amount on File |
| Deed Sale | Mar 22, 2004 · Amount on File |
| Deed Book / Page | 12308 / 756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 188 UNION AVE, ISLIP, NY 11751-4315 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234160004 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 23416/4 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 188 UNION AVE, ISLIP, NY 11751-4315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230120979 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 23012/979 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Apr 1, 2038 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 188 UNION AVE, ISLIP, NY 11751-4315 |
| Document Number | 0230120980 |
| Instrument Date | Jan 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 188 UNION AVE ISLIP NY 117514315, ISLIP, NY 11751-4315 |
| Document Number | 0230120980 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 023012/000980 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240-2031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 19, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,600 Land $9,200 Building $30,400 | $557,746 (-) Land $129,577 Building $428,169 | |
| 2024 | $11,960.00 | $557,746 (+2.54%) Land $129,577 Building $428,169 | |
| 2023 | $39,600 Land $9,200 Building $30,400 | $543,956 Land $126,374 Building $417,582 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 188 Union Ave in Zone X, an area of minimal flood risk, though there have been 75 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 75 (1978–2021) |
| Claims Outside the SFHA | 44 of 75 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 188 Union Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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