Pontotoc County property record for 188 Tory Dr, Belden, MS 38826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,658 sqft · built 2015 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $842 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Jan 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-27-000-008.33 |
| Primary APN | 148-27-000-008.33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,658 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Utility Building | 540 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 22989 |
|---|---|
| Street Address | 188 TORY DR |
| City | BELDEN |
| State | MS |
| Zip | 38826-8122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 AC SE1/4 20151772 4/8/15 20220127 1/5/22 20241626 5/7/24 662 213 5048 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950101 |
Source: Pontotoc County records · APN 148-27-000-008.33
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 188 TORY DR, BELDEN, MS 38826-8122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 07, 2024 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Jan 05, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 13, 2021 | Deed of Trust, Mortgage BANKPLUS LOAN OPERATIONS |
| Nov 04, 2019 | Deed of Trust, Mortgage BANKPLUS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2024 |
| Deed Sale | May 07, 2024 |
| Prior Sale | Jan 05, 2022 |
| Deed Document Number | 2024001626 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | May 07, 2024 |
| Property Address | 188 TORY DR, BELDEN, MS 38826-8122 |
| Document Number | 2024001626 |
| Instrument Date | May 03, 2024 |
| Instrument | 2024001626 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 TORY DR, BELDEN, MS 38826-8122 |
| Document Number | 2024001627 |
|---|---|
| Date | May 07, 2024 |
| Instrument | 2024001627 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 05, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | Jan 05, 2022 |
| Property Address | 188 TORY DR, BELDEN, MS 38826-8122 |
| Document Number | 2022000127 |
| Instrument Date | Dec 07, 2021 |
| Instrument | 2022000127 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 TORY DR, BELDEN, MS 38826-8122 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 188 TORY DR, BELDEN, MS 38826-8122 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 135 ROAD 1350, TUPELO, MS 38801-8903 |
| Document Number | 2021004347 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021004347 |
| Name | BANKPLUS LOAN OPERATIONS |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 188 TORY DR, BELDEN, MS 38826-8122 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 188 TORY DR, BELDEN, MS 38826-8122 |
| Document Number | 2019004175 |
|---|---|
| Date | Nov 04, 2019 |
| Instrument | 2019004175 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 03, 2024 |
Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc City Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $842.00 (-28.95%) Homeowner's exemption | $6,342 (-31.75%) | $61,941 (-) Land $7,550 Building $54,391 |
| 2023 | $1,185.00 | $9,292 | $61,941 Land $7,550 Building $54,391 |
Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 37 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Electric Power Association Fiber | 2,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | EAST PONTOTOC WATER ASSN public/private · serves 5,170 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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