Onslow County property record for 188 Thomas Loop Rd, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 861 sqft · built 1958 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $452 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-93 |
| Primary APN | 56-93 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 861 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,621 sqft (0.68 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 488151000 |
|---|---|
| Street Address | 188 THOMAS LOOP RD |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SR 1315 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 205 |
188 Thomas Loop Rd is owned and occupied by two individuals who acquired it in August 2022.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 THOMAS LOOP RD, JACKSONVILLE, NC 28540-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 12, 2022 | Warranty Deed, Transfer |
| Jun 4, 2020 | Loan Modification, Transfer · Line of Credit DEUTSCHE BK TR CO AMERICAS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 1958 |
| Deed Sale | Mar 24, 1958 |
| Deed Book / Page | 272 / 562 |
| Last Transfer Date | Aug 8, 2022 |
| Transfer Doc | 0058160499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 188 THOMAS LOOP RD, JACKSONVILLE, NC 28540-8518 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0064590140 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 6459/140 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 7, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 12, 2022 |
| Property Address | 188 THOMAS LOOP RD, JACKSONVILLE, NC 28540-8518 |
| Document Number | 0058160499 |
| Book / Page | 5816 / 499 |
| Instrument Date | Aug 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 THOMAS LOOP RD, JACKSONVILLE, NC 28540-8518 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 4, 2020 |
| Property Address | 188 THOMAS LOOP RD, JACKSONVILLE, NC 28540-8518 |
| Document Number | 0051790162 |
| Book / Page | 005179 / 000162 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8051 CONGRESS AVE BOCA RATON FL 334871307, BOCA RATON, FL 33487-1307 |
| Document Number | 51790162 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 005179/000162 |
| Name | DEUTSCHE BK TR CO AMERICAS |
|---|---|
| Type | Bank |
| Address | 60 WALL ST, NEW YORK, NY 10005-2836 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 188 Thomas Loop Rd was $452.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452.00 | $122,661 (+77.46%) Land $60,140 Building $62,521 | $122,661 (+77.46%) Land $60,140 Building $62,521 |
| 2025 | $452.00 | $69,120 Land $26,930 Building $42,190 | $69,120 Land $26,930 Building $42,190 |
| 2023 | $411.00 | $62,870 Land $26,930 Building $35,940 | $62,870 Land $26,930 Building $35,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 Thomas Loop Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 78 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 20 (2016–2022) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Thomas Loop Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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