Lowndes County property record for 188 Taylor Raye Ln, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,692 sqft · built 2013 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $411,200 (Jul 2022) |
| Tax Bill | $1,661 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2024 Second Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41W000002016 |
| Primary APN | 41W000002016 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,692 sqft Adjusted Area |
| 1st Floor Area | 2,244 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 188 TAYLOR RAYE LN |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-4403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4-LOT 4 188 TAYLOR RAYE LN |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 13 |
| Legal Subdivision | OAKMONT SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 104 |
188 Taylor Raye Ln is owned and occupied by an individual who bought it in July 2022.
Source: Lowndes County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 188 TAYLOR RAYE LN, COLUMBUS, MS 39705-4403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT |
| Jul 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT |
| Nov 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT |
| Apr 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT |
| May 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jul 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE |
| Jul 27, 2022 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| May 2, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on File |
| Deed Sale | Jul 27, 2022 · Amount on File |
| Prior Sale | Jun 1, 2015 · Amount on File |
| Deed Book / Page | 2022 / 6306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 188 TAYLOR RAYE LN, COLUMBUS, MS 39705-4403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020240485 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 2024/485 |
| Name | SECRETARY OF HOUSING URBAN & DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 188 TAYLOR RAYE LN, COLUMBUS, MS 39705-4403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202413784 |
|---|---|
| Date | Jul 15, 2024 |
| Book Page | 2024/13784 |
| Name | SECRETARY OF HOUSING URBAN & DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 188 TAYLOR RAYE LN, COLUMBUS, MS 39705-4403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202423308 |
|---|---|
| Date | Nov 12, 2024 |
| Book Page | 2024/23308 |
| Name | SECRETARY OF HOUSING URBAN & DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 188 TAYLOR RAYE LN, COLUMBUS, MS 39705-4403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020258484 |
|---|---|
| Date | Apr 25, 2025 |
| Book Page | 2025/8484 |
| Name | SECRETARY OF HOUSING URBAN & DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 20, 2026 |
| Property Address | 188 TAYLOR RAYE LN, COLUMBUS, MS 39705-4403 |
| Document Number | 2026011612 |
| Book / Page | 2026 / 11612 |
| Instrument Date | Mar 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 188 TAYLOR RAYE LN, COLUMBUS, MS 39705-4403 |
| Document Number | 2026011612, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 2026/11612 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 478 Months |
| Due | Mar 1, 2066 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 188 TAYLOR RAYE LN, COLUMBUS, MS 39705-4403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202219177 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 2022/19177 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 27, 2022 |
| Property Address | 188 TAYLOR RAYE LN, COLUMBUS, MS 39705-4403 |
| Document Number | 0020226306 |
| Book / Page | 2022 / 6306 |
| Instrument Date | Jul 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 TAYLOR RAYE LN, COLUMBUS, MS 39705-4403 |
| Document Number | 0202219177 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022/19177 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 2, 2018 |
| Property Address | 188 TAYLOR RAYE LN, COLUMBUS, MS 39705-4403 |
| Document Number | 0020182733 |
| Book / Page | 002018 / 002733 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 188 TAYLOR RAELEU COLUMBUS MS 39705, COLUMBUS, MS 39705 |
The 2025 property tax bill for 188 Taylor Raye Ln was $1,661 with a homeowner's exemption, up 1% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,661.00 (+0.97%) Homeowner's exemption | $20,049 | $200,490 Land $25,000 Building $175,490 |
| 2024 | $1,645.00 (+17%) | ||
| 2023 | $1,406.00 Homeowner's exemption | $17,662 | $176,620 Land $25,000 Building $151,620 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 188 Taylor Raye Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Taylor Raye Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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