188 Sunset Loop, Mineral, VA 23117 Property Records

Louisa County property record for 188 Sunset Loop, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,189 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$745,641 (Jun 2021)
Tax Bill	$6,617 (2025)
Deeds & Mortgages	Jun 2021 Sale & Reverse Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`17 7 32`

Property Details

APN / Parcel Number

Primary APN	`17 7 32`
Alternative APNs	`31366` `29882`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,189 sqft Living Area
1st Floor Area	2,246 sqft
Basement Area	2,246 sqft
Finished Basement	1,320 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	521 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	572 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	29882
Street Address	188 SUNSET LOOP
City	MINERAL
State	VA
Zip	23117-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUNSET COVE SUBDIVISION PLAT 1428/543 LOT 32 DB 1768/666 .251 AC
Legal Subdivision	SUNSET COVE SUBD
Legal Lot Number	32
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	2
Census Block	2012
Census Tract	950202

Owner

Source: Louisa County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	188 SUNSET LOOP, MINERAL, VA 23117-2148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Special Warranty Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Oct 29, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	20217069
Deed Book / Page	1768 / 666
Record Updated	Sep 20, 2026

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 15, 2021
Property Address	188 SUNSET LOOP, MINERAL, VA 23117-2148
Document Number	001768/666
Book / Page	1768 / 666
Map Reference	MB 1428 PG 543-547
Instrument Date	Jun 11, 2021
Instrument	202100007069
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TERRY TITLE, TERRYS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$746.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	188 SUNSET LOOP, MINERAL, VA 23117-2148

Mortgage

Document Number	0001768671
Date	Jun 15, 2021
Instrument	1768/671

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Oct 29, 2020
Property Address	188 SUNSET LOOP, MINERAL, VA 23117-2148
Document Number	0000010777
Book / Page	001711 / 000644
Instrument Date	Oct 9, 2020
Instrument	10777
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3684 CENTERVIEW DR #120 CHANTILLY VA 201514301, 120, CHANTILLY, VA 20151-4301

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$935,900 (+1.83%) Land $111,200 Building $824,700	$935,900 (+1.83%) Land $111,200 Building $824,700
2025	$6,617.00 (+2.61%)	$919,100 (+12.29%) Land $111,200 Building $807,900	$919,100 (+12.29%) Land $111,200 Building $807,900
2024	$6,449.00
2023		$818,500 Land $90,400 Building $728,100
2022			$818,500 Land $90,400 Building $728,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
iWiSP Fiber · Fixed Wireless	1,000 / 1,000
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunset Loop

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