188 Sumner Ave, Warwick, RI 02888 Property Records

Warwick City property record for 188 Sumner Ave, Warwick, RI 02888

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1935
Lot Size	0.275 acres (12,000 sqft)
Owner	Company Name on Record
Last Sale	$268,000 (Apr 2023)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	May 2024 Refinance Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28700450000`

Property Details

APN / Parcel Number

Primary APN	`28700450000`
Alternative APNs	`WARW M:287 B:0045 L:0000` `100027355` `142286` `150153`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	720 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	150153
Street Address	188 SUMNER AVE
City	WARWICK
State	RI
Zip	02888-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	45
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1001
Census Tract	21100

Owner

Source: Warwick City records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	375 GRAND VIEW RD, EAST GREENWICH, RI 02818-2126
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CENTREVILLE BANK
Apr 12, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTREVILLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Sep 13, 2010 · Amount on Record
Deed Book / Page	10307 / 8
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	188 SUMNER AVE, WARWICK, RI 02888-1927
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010485-260
Date	May 1, 2024
Book Page	10485/260
Instrument	4106

Lender

Name	CENTREVILLE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Apr 12, 2023
Property Address	188 SUMNER AVE, WARWICK, RI 02888-1927
Document Number	00010307-8
Book / Page	10307 / 8
Instrument Date	Apr 12, 2023
Instrument	3446
Transaction Type	Transfer
Record Updated	Apr 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	188 SUMNER AVE, WARWICK, RI 02888-1927

Mortgage

Document Number	0000003447
Date	Apr 12, 2023
Instrument	3447

Lender

Name	CENTREVILLE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,952.00 (+12.21%)	$311,200 (+25.38%) Land $107,400 Building $203,800
2024			$303,430
2023	$3,522.00 (+6.6%)	$248,200 (+40.7%) Land $88,700 Building $159,500
2022	$3,304.00	$176,400 Land $58,700 Building $117,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	44 (1978–2024)
Claims Outside the SFHA	19 of 44
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Dec 2023 · 5 claims Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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