188 Summit Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 188 Summit Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	4,789 sqft · built 1923
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,685,000 (Sep 2013)
Tax Bill	$44,540 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-02004-0000-00042`

Property Details

APN / Parcel Number

Primary APN	`18-02004-0000-00042`
Alternative APNs	`1800142000000004A` `180200400042`

Interior

Stories	2 Stories
Building Area	4,789 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Brick
Construction Type	Brick
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800142000000004A
Street Address	188 SUMMIT AVE
City	SUMMIT
State	NJ
Zip	07901-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25
Legal Block	2004
Legal Lot Number	42
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1000
Census Tract	37800

Owner

Source: Union County and Summit City records · APN 18-02004-0000-00042

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	188 SUMMIT AVE, SUMMIT, NJ 07901-2966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2013 · Amount on Record
Deed Sale	Sep 13, 2013 · Amount on Record
Prior Sale	Mar 01, 2007 · Amount on Record
Deed Document Number	2013244764
Deed Book / Page	5971 / 637
Prior Transfer Date	Mar 14, 2005
Prior Transfer Doc	0054910498
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	188 SUMMIT AVE, SUMMIT, NJ 07901-2966
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150930344
Date	Nov 03, 2021
Book Page	15093/344
Instrument	24227

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$996,200 (-) Land $462,500 Building $533,700	$996,200 (-) Land $462,500 Building $533,700
2025	$44,540.00 (+2.64%)	$996,200 (-) Land $462,500 Building $533,700	$996,200 (-) Land $462,500 Building $533,700
2024	$43,394.00 (+1.7%)
2023		$996,200 Land $462,500 Building $533,700	$996,200 Land $462,500 Building $533,700
2022	$42,667.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2020–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Based on FCC filings for 237 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.