188 Summertree Dr, Livermore, CA 94551 Property Records

Alameda County property record for 188 Summertree Dr, Livermore, CA 94551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,239 sqft · built 1994
Lot Size	0.185 acres (8,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Nov 2023)
Tax Bill	$17,940 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`99-177-66`

Property Details

APN / Parcel Number

Primary APN	`99-177-66`
Alternative APN	`099-0177-066-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,239 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,039 sqft (0.185 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	188 SUMMERTREE DR
City	LIVERMORE
State	CA
Zip	94551-3959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00086 BLK: TR: 5650
Legal Subdivision	195M35
Legal Tract	5650
Legal Lot Number	86
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	3
Census Block	3058
Census Tract	451300

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	188 SUMMERTREE DR, LIVERMORE, CA 94551-3959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 9, 2020	Intrafamily Transfer, Transfer · VA Mortgage LENDUS LLC
Dec 9, 2020	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Dec 9, 2020
Deed Document Number	2023133727
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	0000343040
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 13, 2023
Property Address	188 SUMMERTREE DR, LIVERMORE, CA 94551-3959
Document Number	0000133727
Map Reference	MB 195 PG 35-43
Instrument Date	Nov 6, 2023
Instrument	2023133727
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	188 SUMMERTREE DR, LIVERMORE, CA 94551-3959

Mortgage

Document Number	0000133728
Date	Nov 13, 2023
Instrument	2023133728

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.3%
Max Rate	12.3%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Dec 9, 2020
Property Address	188 SUMMERTREE DR, LIVERMORE, CA 94551-3959
Document Number	0000343040
Map Reference	MB 195 PG 35-43
Instrument Date	Oct 29, 2020
Instrument	2020343040
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	188 SUMMERTREE DR, LIVERMORE, CA 94551-3959

Mortgage

Document Number	0000343041
Date	Dec 9, 2020
Instrument	2020343041

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 9, 2020
Property Address	188 SUMMERTREE DR, LIVERMORE, CA 94551-3959
Document Number	0000343042
Instrument Date	Oct 29, 2020
Instrument	343042
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	188 SUMMERTREE DR LIVERMORE CA 945513959, LIVERMORE, CA 94551-3959

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Livermore City
Unified School District	Livermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,508,580 (+2%) Land $452,574 Building $1,056,006
2025	$17,940.00 (+179.09%)	$1,479,000 (+213.21%) Land $443,700 Building $1,035,300
2023	$6,428.00 Homeowner's exemption	$472,212 Land $161,440 Building $310,772	$1,266,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - LIVERMORE private · serves 60,414 people · EPA ID CA0110003
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Dec 2024
Also Mapped Here	CITY OF LIVERMORE
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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