188 Stonegate Dr, Frederick, MD 21702 Property Records

Frederick County property record for 188 Stonegate Dr, Frederick, MD 21702 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	1.5 Baths
Architecture Style	Townhouse
Year Built	Built 1983
Square Footage	1,278 sqft Living Area
Lot Size	5,034 sqft (0.116 acres)
Occupancy	Owner Occupied
Last Sale	$53,700 (1983)
Tax Bill	$4,081.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-056011`
Alternative APNs	`2056011` `056011`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,278 sqft Living Area
1st Floor	756 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	5,034 sqft (0.116 acres)
Deck Area	324 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	056011
Street Address	188 STONEGATE DR
City	FREDERICK
State	MD
Zip	21702-3736
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 119 SECT 5 5034 S STONEGATE DRIVE STONEGATE FARMS
Legal Subdivision	STONEGATE FARMS
Legal Lot Number	119
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	2
Census Block	2000
Census Tract	750507

Owner

Source: Frederick County records · APN 02-056011

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	188 STONEGATE DR, FREDERICK, MD 21702-3736
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 1983 · Amount on Record
Deed Sale	Nov 28, 1983 · Amount on Record
Deed Book / Page	1220 / 185
Record Refreshed	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	188 STONEGATE DR, FREDERICK, MD 21702-3736
Transaction Type	Mortgage
Record Updated	Oct 05, 2023
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0166080032
Date	Sep 21, 2023
Book Page	16608/32

Lender

Name	EASTERN SAVINGS BANK FSB
Type	Bank
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Oct 01, 2028
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	10.5%
Index	52-Week T-Bill (1-Year)
Max Rate	13.5%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,600 (+24.07%)	$257,200 (+17.55%) Land $85,000 Building $172,200
2025	$4,081.00 (+18.53%)
2023	$3,443.00	$186,667	$218,800 Land $65,000 Building $153,800

Flood & Wildfire

188 Stonegate Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.