188 Spruce Ln, Poca, WV 25159 Property Records

Putnam County property record for 188 Spruce Ln, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,853 sqft · built 1978
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Oct 2025)
Tax Bill	$860 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-216B-0212.0000`

Property Details

APN / Parcel Number

Primary APN	`08-216B-0212.0000`
Alternative APNs	`40-08-216B-0212.0000` `00009778`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,853 sqft Living Area
1st Floor Area	1,253 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00009778
Street Address	188 SPRUCE LN
City	POCA
State	WV
Zip	25159-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 212 SEC 1 FOREST PARK
Legal Lot Number	212
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	3
Census Block	3002
Census Tract	20500

Owner

Source: Putnam County records · APN 08-216B-0212.0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	35 ELIZABETH ST, POCA, WV 25159-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2025 · Amount on Record
Deed Sale	Oct 02, 2025 · Amount on Record
Deed Document Number	0000641990
Deed Book / Page	641 / 990
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Oct 02, 2025
Property Address	188 SPRUCE LN, POCA, WV 25159-9639
Document Number	000641/990
Book / Page	641 / 990
Instrument Date	Sep 18, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	BESTITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$875.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 ELIZABETH ST, POCA, WV 25159-9645

Mortgage

Document Number	0001396940
Date	Oct 02, 2025
Instrument	1396/940

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$860.00 (+21.81%) Homeowner's exemption	$88,080 (+6.53%) Land $15,240 Building $72,840	$146,800 (+6.53%) Land $25,400 Building $121,400
2024	$706.00 (-2.35%) Homeowner's exemption	$82,680 (+3.92%) Land $15,240 Building $67,440
2023	$723.00 (+2.26%) Homeowner's exemption	$79,560 (+1.07%) Land $15,240 Building $64,320	$137,800 (+5.03%) Land $25,400 Building $112,400
2022	$707.00 Homeowner's exemption	$78,720 Land $15,240 Building $63,480	$131,200 Land $25,400 Building $105,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1984–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 63% of the US · above 48% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Optimum Communications, T-Mobile USA.

Based on FCC filings for 196 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.