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188 Spotted Rail Rdg, Leander, TX 78641 Property Records

Williamson County property record for 188 Spotted Rail Rdg, Leander, TX 78641

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,539 sqft · built 2020
OwnerIndividual Name on File
Last Sale$282,900 (Aug 2020)
Tax Bill$6,440 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR-17-W346-2061-L005

Property Details

APN / Parcel Number

Primary APNR-17-W346-2061-L005
Alternative APNs
  • R585563
  • 409046

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,539 sqft Living Area
1st Floor Area1,539 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialCombination
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area50 sqft
Patio Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR17W3462061L005
Street Address188 SPOTTED RAIL RDG
CityLEANDER
StateTX
Zip78641-4521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS12104 - SUMMERLYN WEST SEC 1, BLOCK L, LOT 5
Legal SubdivisionSUMMERLYN WEST SEC 1
Legal BlockL
Legal Lot Number5
JurisdictionWILLIAMSON TX
Township / Civil DivisionCEDAR PARK-LIBERTY HILL
Census Block Group1
Census Block1005
Census Tract20329

Owner

188 Spotted Rail Rdg is owned and occupied by an individual who bought it in August 2020.

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address188 SPOTTED RAIL RDG, LEANDER, TX 78641-4521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Aug 19, 2020Vendor's Lien, Subdivision Related Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2020 · Amount on File
Deed SaleAug 19, 2020 · Amount on File
Deed Document Number202096491
Prior Transfer DateAug 13, 2020
Prior Transfer Doc0000096491
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address188 SPOTTED RAIL RDG, LEANDER, TX 78641-4521
Transaction TypeMortgage
Record UpdatedDec 6, 2021
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000159746
DateOct 19, 2021
Instrument2021159746
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

August 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWILLIAMSON TX
Recording DateAug 19, 2020
Property Address188 SPOTTED RAIL RDG, LEANDER, TX 78641-4521
Document Number0000096491
Map ReferenceDOC 2019079192
Instrument DateAug 13, 2020
Instrument2020096491
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 6, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9401 AMBERGLEN BLVD # 1, 9401, AUSTIN, TX 78729-1191

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 SPOTTED RAIL RDG, LEANDER, TX 78641-4521

Mortgage

Document Number0000096492
DateAug 19, 2020
Instrument2020096492
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 188 Spotted Rail Rdg was $6,440 with a homeowner's exemption, down 3.4% from the year before.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLiberty Hill City
CountyWilliamson County
Unified School DistrictLeander Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,440.00 (-3.45%) Homeowner's exemption$305,641 Land $77,000 Building $228,641$305,641 Land $77,000 Building $228,641
2024$6,670.00 (+8.54%)
2023$6,145.00 (-7.03%) Homeowner's exemption$345,556 Land $79,000 Building $266,556$345,556 Land $79,000 Building $266,556
2022$6,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Spotted Rail Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Spotted Rail Rdg is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GEORGETOWN
serves 191,639 people · EPA ID TX2460001
Water SourceSurface water
Last State InspectionJul 2025
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Heritage Broadband
Fixed Wireless		1,000 / 100
Verizon
Fixed Wireless		300 / 20
Western Broadband
Fixed Wireless		200 / 40

May also be available: AT&T, SOS Communications, VTX Communications.

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