Oswego County and West Monroe Town property record for 188 Smith Rd, Central Square, NY 13036 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,189 sqft Living Area |
| Lot Size | 73,181 sqft (1.68 acres) |
| Garage | Detached, 384 sqft |
| Last Sale | $265,000 (2024) |
| Tax Bill | $6,131.00 (2025) |
| Primary APN | 356000 209.00-01-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,189 sqft Living Area |
| 1st Floor | 1,189 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Rustic Style |
| Exterior Material | Wood Exterior |
| Lot Area | 73,181 sqft (1.68 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 384 sqft Garage |
| Porch Area | 532 sqft Porch |
| Pole Structure | Pole Structure |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 188 SMITH RD |
|---|---|
| City | CENTRAL SQUARE |
| State | NY |
| Zip | 13036-2371 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 006-010-000 |
| Legal Subdivision | BLAKES RESURVEY |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | OSWEGO NY |
| Minor Civil Division | WEST MONROE |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 20705 |
Source: Oswego County and West Monroe Town records · APN 356000 209.00-01-08
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6570 RUTGER RD, EAST SYRACUSE, NY 13057-1547 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| May 18, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on Record |
| Deed Sale | Jul 29, 2024 · Amount on Record |
| Prior Sale | May 18, 2021 · Amount on Record |
| Deed Doc Number | 2024R-2024-006241 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 18, 2021 |
| Property Address | 188 SMITH RD, CENTRAL SQUARE, NY 13036-2371 |
| Document Number | 0000005649 |
| Instrument Date | May 11, 2021 |
| Instrument | R-2021-005649 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,004.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 188 SMITH RD, 188, CENTRAL SQUARE, NY 13036-2371 |
| Name | Verified Name |
|---|---|
| Address | 110 MARIAN DR, SYRACUSE, NY 13219-2423 |
| Document Number | 0000005650 |
|---|---|
| Date | May 18, 2021 |
| Instrument | R-2021-005650 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jan 17, 2018 |
| Property Address | 188 SMITH RD, CENTRAL SQUARE, NY 13036-2371 |
| Document Number | 0000000528 |
| Instrument Date | Jan 12, 2018 |
| Instrument | R-2018-000528 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | INDEPENDENT TITLE AGENCY SHA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 188 SMITH RD, 188, WEST MONROE, NY |
| Name | Verified Name |
|---|---|
| Address | 188 SMITH RD, CENTRAL SQUARE, NY 13036-2371 |
| Document Number | 0000000529 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | R-2018-000529 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: Oswego County and West Monroe Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | West Monroe Town |
| Unified School District | Central Square Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,131.00 | $269,100 (+15.99%) Land $46,400 Building $222,700 | $269,100 (+15.99%) Land $46,400 Building $222,700 |
| 2023 | $232,000 Land $40,000 Building $192,000 | $232,000 Land $40,000 Building $192,000 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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