St. Johns County property record for 188 Rock Spring Loop, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,547 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2024) |
| Tax Bill | $6,930.00 (2025) |
| Primary APN | 027015-1110 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,547 sqft Living Area |
| Gross Area | 1,953 sqft Gross Area |
| 1st Floor | 1,547 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 406 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 188 ROCK SPRING LOOP |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-0002 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 82/48-57 BANNON LAKES PHASE 1B-1A LOT 111 OR5896/946 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 11 |
| Legal Subdivision | BANNON LAKES PHASE 1B-1A |
| Legal Phase | 1B |
| Legal Block | 2 |
| Legal Lot Number | 111 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2065 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 027015-1110
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0002 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Feb 06, 2024 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Oct 13, 2021 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2024 · Amount on Record |
| Deed Sale | Feb 06, 2024 · Amount on Record |
| Prior Sale | Oct 13, 2021 · Amount on Record |
| Deed Doc Number | 20249223 |
| Deed Book / Page | 5896 / 946 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 06, 2024 |
| Property Address | 188 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0002 |
| Document Number | 0058960946 |
| Book / Page | 5896 / 946 |
| Map Reference | MB 82 PG 48-57 |
| Instrument Date | Feb 02, 2024 |
| Instrument | 2024009223 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 188 ROCK SPRING LOOP, ST AUGUSTINE, FL 32095-0002 |
| Name | Verified Name |
|---|---|
| Address | 188 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0002 |
| Document Number | 0005896948 |
|---|---|
| Date | Feb 06, 2024 |
| Instrument | 5896/948 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 13, 2021 |
| Property Address | 188 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0002 |
| Document Number | 0053921956 |
| Book / Page | 5392 / 1956 |
| Map Reference | MB 82 PG 48-57 |
| Instrument Date | Oct 08, 2021 |
| Instrument | 2021111781 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 188 ROCK SPRING LOOP, ST AUGUSTINE, FL 32095-0002 |
| Investor | Possibly a Property Investor |
| Document Number | 0053921958 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 5392/1958 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,215 (-4.41%) Land $75,000 Building $219,215 | $294,215 (-4.41%) Land $75,000 Building $219,215 | |
| 2025 | $6,930.00 (+11.38%) Homeowner's exemption | $307,784 (+5.4%) | $307,784 (-5.68%) Land $70,000 Building $237,784 |
| 2024 | $6,222.00 (+1.1%) Homeowner's exemption | $292,004 (+3%) | $326,305 (+5.57%) Land $80,000 Building $246,305 |
| 2023 | $6,154.00 (+3.64%) Homeowner's exemption | $283,499 (+3%) | $309,100 (+11.12%) Land $80,000 Building $229,100 |
| 2022 | $5,938.00 Homeowner's exemption | $275,242 | $278,160 Land $67,200 Building $210,960 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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