188 Roaring Fork Rd, Creston, NC 28615 Property Records

Ashe County property record for 188 Roaring Fork Rd, Creston, NC 28615 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1948
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Sep 2022)
Tax Bill	$491 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10048-058`

Property Details

APN / Parcel Number

Primary APN	`10048-058`
Alternative APNs	`112795` `16388`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	864 sqft Heated Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	112795
Street Address	188 ROARING FORK RD
City	CRESTON
State	NC
Zip	28615-8968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2A RT 1320 (RURAL PAVED)
Jurisdiction	ASHE NC
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1036
Census Tract	970300

Owner

Source: Ashe County records · APN 10048-058

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 231, WARRENSVILLE, NC 28693-0231
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	20225108
Deed Book / Page	546 / 238
Record Updated	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Sep 21, 2022
Property Address	188 ROARING FORK RD, CRESTON, NC 28615-8968
Document Number	000546/238
Book / Page	546 / 238
Instrument Date	Sep 20, 2022
Instrument	5108
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 ROARING FORK RD, CRESTON, NC 28615-8968

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 231, WARRENSVILLE, NC 28693-0231

Mortgage

Document Number	000546/242
Date	Sep 21, 2022
Book Page	546/242
Instrument	5109

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Oct 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$491.00 (+3.81%)	$90,400 (-) Land $16,000 Building $74,400	$90,400 (-) Land $16,000 Building $74,400
2023	$473.00	$90,400 Land $16,000 Building $74,400	$90,400 Land $16,000 Building $74,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.