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188 Riverstone Dr, Davidson, NC 28036 Property Records

Iredell County property record for 188 Riverstone Dr, Davidson, NC 28036 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5.5 Baths
Year BuiltBuilt 2020
Square Footage4,422 sqft Heated Area
Lot Size27,356 sqft (0.628 acres)
Garage545 sqft
Last Sale$661,500 (2020)
Tax Bill$5,537.00 (2025)

Property Details

APN / Parcel Number

Primary APN4664-89-8468.000
Alternative APN
  • 80077762

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Partial Baths1 Partial Baths
Building Area4,422 sqft Heated Area
Gross Area7,599 sqft Gross Area
1st Floor2,218 sqft 1st Floor
Basement Area2,095 sqft Basement
Unfinished Basement2,095 sqft Unfinished
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable Roof Construction
Roof MaterialWood Shingle Roof
Lot Area27,356 sqft (0.628 acres)
Lot Width178 ft Width
Parking Spaces2 Parking Spaces
Garage Area545 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number80077762
Street Address188 RIVERSTONE DR
CityDAVIDSON
StateNC
Zip28036-0498
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL12 RIVERSTONE AT ANNISTON REV PB72-14
Legal SubdivisionRIVERSTONE AT ANNISTON
Legal Lot Number12
JurisdictionIREDELL NC
Minor Civil DivisionCODDLE CREEK
Census Blockgroup2
Census Block2025
Census Tract61408

Owner

Source: Iredell County records · APN 4664-89-8468.000

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address188 RIVERSTONE DR, DAVIDSON, NC 28036-0498
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Dec 23, 2020Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
CERTAINTY HOME LOANS LLC
Dec 23, 2020Grant Deed, Construction Loan
ATTORNEY ONLY
Nov 06, 2020Loan Modification, Mortgage
ATTORNEY ONLY
Nov 10, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Nov 09, 2020Warranty Deed, Transfer
INVESTORS TITLE INSURANCE, INVESTORS TITLE INS
Dec 17, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2020 · Amount on Record
Deed SaleDec 23, 2020 · Amount on Record
Deed Book / Page2766 / 358
Record RefreshedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address188 RIVERSTONE DR, DAVIDSON, NC 28036-0498
Transaction TypeMortgage
Record UpdatedJan 06, 2023
Title CompanyINSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029541286
DateOct 21, 2022
Book Page2954/1286
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionIREDELL NC
Recording DateDec 23, 2020
Property Address188 RIVERSTONE DR, DAVIDSON, NC 28036-0498
Document Number2766358
Book / Page2766 / 358
Map ReferenceMB 71 PG 123
Instrument DateDec 22, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 07, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,323.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11220 ELM LN, 11220, CHARLOTTE, NC 28277-0715

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 RIVERSTONE DR, DAVIDSON, NC 28036-0498

Mortgage

Document Number2766360
DateDec 23, 2020
Instrument2766/360
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

December 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionIREDELL NC
Recording DateDec 23, 2020
Property Address188 RIVERSTONE DR, DAVIDSON, NC 28036-0498
Document Number2766356
Book / Page002766 / 000356
Instrument DateDec 22, 2020
Transaction TypeConstruction Loan
Record UpdatedJan 28, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11220 ELM LN #109 CHARLOTTE NC 282770455, 109, CHARLOTTE, NC 28277-0455

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionIREDELL NC
Property Address188 RIVERSTONE DR, DAVIDSON, NC 28036-0498
Document Number27521970
Instrument DateNov 06, 2020
Transaction TypeMortgage
Record UpdatedDec 04, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1120 ELM LN #109 CHARLOTTE NC 28277, 109, CHARLOTTE, NC 28277

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateNov 10, 2020
Property Address188 RIVERSTONE DR, DAVIDSON, NC 28036-0498
Document Number27521968
Book / Page002752 / 001968
Instrument DateNov 05, 2020
Transaction TypeTransfer
Record UpdatedDec 09, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,110.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11220 ELM LN #109 CHARLOTTE NC 282770455, 109, CHARLOTTE, NC 28277-0455
InvestorPossibly a Property Investor

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateNov 09, 2020
Property Address188 RIVERSTONE DR, DAVIDSON, NC 28036-0498
Document Number27521958
Book / Page002752 / 001958
Instrument DateNov 05, 2020
Transaction TypeTransfer
Record UpdatedDec 08, 2020
Title CompanyINVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Transaction

AmountAmount Recorded
Tax$1,110.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11220 ELM LN #109 CHARLOTTE NC 282770455, 109, CHARLOTTE, NC 28277-0455
InvestorPossibly a Property Investor

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIREDELL NC
Recording DateDec 17, 2018
Property Address188 RIVERSTONE DR, DAVIDSON, NC 28036-0498
Document Number2594247
Book / Page002594 / 000247
Instrument DateDec 12, 2018
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11220 ELM LN #107 CHARLOTTE NC 282770716, 107, CHARLOTTE, NC 28277-0716

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,537.00$928,330 (-) Land $91,200 Building $837,130$928,330 (-) Land $91,200 Building $837,130
2024$5,537.00$928,330 (-) Land $91,200 Building $837,130$928,330 (-) Land $91,200 Building $837,130
2023$5,537.00 (+29.07%)$928,330 (+37.68%) Land $91,200 Building $837,130$928,330 (+37.68%) Land $91,200 Building $837,130
2022$4,290.00$674,260 Land $85,000 Building $589,260$674,260 Land $85,000 Building $589,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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