Merrimack County and Bow Town property record for 188 River Rd, Bow, NH 03304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,150 sqft · built 1965 |
| Lot Size | 4.11 acres (179,032 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,500 (Jun 2013) |
| Tax Bill | $8,453 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2024 Refinance + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 2.180.000.0 |
| Primary APN | 2.180.000.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Gross Area | 3,260 sqft |
| 1st Floor Area | 1,150 sqft |
| Attic | Attic |
| Attic Area | 772 sqft |
| Basement Area | 1,150 sqft |
| Unfinished Basement | 742 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 179,032 sqft (4.11 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 188 RIVER RD |
|---|---|
| City | BOW |
| State | NH |
| Zip | 03304-3353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | I2 |
| Legal Block | 2 |
| Legal Lot Number | 180 |
| Jurisdiction | BOW TOWN NH |
| Township / Civil Division | BOW |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 31001 |
Source: Merrimack County and Bow Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42 RIVER RD, BOW, NH 03304-3313 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage SWIFT HOME LOANS INC |
| Mar 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| May 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2013 · Amount on Record |
| Deed Sale | Jun 26, 2013 · Amount on Record |
| Prior Sale | May 22, 2013 · Amount on Record |
| Deed Book / Page | 3394 / 1352 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOW TOWN NH |
| Property Address | 188 RIVER RD, BOW, NH 03304-3353 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000019204 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 3911/2698 |
| Instrument | 202500019204 |
| Name | SWIFT HOME LOANS INC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOW TOWN NH |
| Property Address | 188 RIVER RD, BOW, NH 03304-3353 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002660 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 3850/1058 |
| Instrument | 202400002660 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOW TOWN NH |
| Property Address | 188 RIVER RD, BOW, NH 03304-3353 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008920 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 3791/241 |
| Instrument | 202200008920 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Merrimack County and Bow Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| County Subdivision | Bow Town |
| Unified School District | Bow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,453.00 (+1.37%) | $421,600 (-) Land $147,400 Building $274,200 | |
| 2024 | $8,339.00 (+19.28%) | $421,600 (+67.7%) Land $147,400 Building $274,200 | |
| 2023 | $6,991.00 (+4.86%) | $251,400 (-) Land $100,100 Building $151,300 | $377,435 |
| 2022 | $6,667.00 | $251,400 Land $100,100 Building $151,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1981–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2007 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOW MUNICIPAL WATER SYSTEM serves 150 people · EPA ID NH0261010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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