188 Rainbow Trout Loop, Doniphan, MO 63935 Property Records

Ripley County property record for 188 Rainbow Trout Loop, Doniphan, MO 63935

Property Summary

Property Type	Single Family Home
Details	2,088 sqft · built 1982
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$159,200 (Mar 2020)
Tax Bill	$811 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-9.0-31-000-000-027.000`

Property Details

APN / Parcel Number

Primary APN	`12-9.0-31-000-000-027.000`

Interior

Building Area	2,088 sqft Adjusted Area
1st Floor Area	2,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Asbestos
Lot Area	217,800 sqft (5 acres)
Garage Area	900 sqft

Location & Zoning

Street Address	188 RAINBOW TROUT LOOP
City	DONIPHAN
State	MO
Zip	63935-6133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	700'E,380'S OF NW COR,NESW,216-397,258-40, 547-33,553-73,556-150,578-126, 619-164
Legal Range	03E
Legal Township	23N
Legal Section	31
Jurisdiction	RIPLEY MO
Township / Civil Division	DONIPHAN
Census Block Group	3
Census Block	3030
Census Tract	870300

Owner

188 Rainbow Trout Loop is owned and occupied by two individuals who bought it in March 2020.

Source: Ripley County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	188 RAINBOW TROUT LOOP, DONIPHAN, MO 63935-6133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage MB FINANCIAL BANK NA
Mar 10, 2020	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Deed Book / Page	619 / 164
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIPLEY MO
Property Address	188 RAINBOW TROUT LOOP, DONIPHAN, MO 63935-6133
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000578/127
Date	Jan 18, 2017
Book Page	578/127

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIPLEY MO
Recording Date	Mar 10, 2020
Property Address	188 RAINBOW TROUT LOOP, DONIPHAN, MO 63935-6133
Document Number	000619/164
Book / Page	619 / 164
Instrument Date	Mar 5, 2020
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	188 RAINBOW TROUT LOOP, DONIPHAN, MO 63935-6133

Mortgage

Document Number	0000619165
Date	Mar 10, 2020
Instrument	619/165

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 188 Rainbow Trout Loop was $811.

Source: Ripley County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Ripley County
Unified School District	Doniphan R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$811.00	$17,780	$93,600 Land $14,000 Building $79,600
2023	$639.00	$16,470	$86,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 188 Rainbow Trout Loop in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1982–2017)
Claims Outside the SFHA	4 of 15
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 8 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Rainbow Trout Loop is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 82% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPLEY COUNTY PWSD 1 EAST serves 2,265 people · EPA ID MO4024521
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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