188 Prospect Ave, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 188 Prospect Ave, Ilion, NY 13357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,490 sqft · built 1957
Lot Size	0.145 acres (6,348 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,900 (Sep 2023)
Tax Bill	$3,920 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
APN	`212801 119.52-5-4`

Property Details

APN / Parcel Number

Primary APN	`212801 119.52-5-4`
Alternative APNs	`280111905200050040000000` `170677`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	909 sqft
Upper Floors Area	387 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,348 sqft (0.145 acres)
Lot Dimensions	77.4 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	170677
Street Address	188 PROSPECT AVE
City	ILION
State	NY
Zip	13357-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	5
Legal Lot Number	4.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	5
Census Block	5015
Census Tract	10300

Owner

Source: Herkimer County and German Flatts Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	241 CATHERINE ST, ALBANY, NY 12202-1325
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	2023RP2023-4266
Prior Transfer Date	Apr 12, 2012
Prior Transfer Doc	0000001434/000000045
Record Updated	Jun 8, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HERKIMER NY
Recording Date	Sep 19, 2023
Property Address	188 PROSPECT AVE, ILION, NY 13357-2405
Document Number	RP20234266
Instrument Date	Sep 16, 2023
Instrument	RP2023-4266
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CATHERINE ST, ALBANY, NY 12202

Mortgage

Document Number	RP20234267
Date	Sep 19, 2023
Instrument	RP2023-4267

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Oct 1, 2033
Max Rate At Change	2.7%
Index	Other

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,920.00 (+128.31%)	$59,900 (-) Land $7,600 Building $52,300	$112,172 (+3%) Land $14,232 Building $97,940
2023	$1,717.00 (-53.72%)	$59,900 (-) Land $7,600 Building $52,300	$108,909 (+16.36%) Land $13,818 Building $95,091
2022		$59,900 Land $7,600 Building $52,300	$93,594 Land $11,875 Building $81,719
2020	$3,710.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	15 (1999–2013)
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 10 claims Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	36 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Aug 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20