188 Palm Dr, Georgetown, FL 32139 Property Records

Putnam County property record for 188 Palm Dr, Georgetown, FL 32139

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,436 sqft · built 1971
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Oct 2014)
Tax Bill	$3,112 (2025)
Deeds & Mortgages	May 2018 Loan Modification Feb 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`12-13-26-0650-0000-0030`

Property Details

APN / Parcel Number

Primary APN	`12-13-26-0650-0000-0030`
Alternative APN	`2001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	2,436 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Lot Area	53,143 sqft (1.22 acres)
Lot Dimensions	391 ft deep x 50 ft wide
Porch	Finished/Screened Porch
Porch Area	500 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	2001
Street Address	188 PALM DR
City	GEORGETOWN
State	FL
Zip	32139-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C BLANCHARDS MB1 P166, PT OF LOT 3 OR120 P621 OR372, P1105
Legal Range	26E
Legal Township	13S
Legal Section	12
Legal Subdivision	J C BLANCHARDS
Legal Lot Number	3
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	1
Census Block	1012
Census Tract	951402

Owner

Source: Putnam County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	188 PALM DR, GEORGETOWN, FL 32139-3140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2018	Loan Modification, Mortgage · Conventional Mortgage ADMINISTRATOR OF THE US SMALL
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2014 · Amount on Record
Deed Sale	Oct 29, 2014 · Amount on Record
Prior Sale	Feb 28, 2002 · Amount on Record
Deed Document Number	2014806042
Deed Book / Page	1392 / 1145
Prior Transfer Date	Aug 31, 2011
Prior Transfer Doc	0013010146
Record Updated	Sep 20, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM FL
Property Address	188 PALM DR, GEORGETOWN, FL 32139-3140
Document Number	0015060008
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 PALM DR GEORGETOWN FL 321393140, GEORGETOWN, FL 32139-3140

Mortgage

Document Number	0015060008
Date	May 7, 2018
Book Page	001506/000008
Instrument	54008420

Lender

Name	ADMINISTRATOR OF THE US SMALL
Address	801 TOM MARTIN DR # 120, BIRMINGHAM, AL 35211-6424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	188 PALM DR, GEORGETOWN, FL 32139-3140
Document Number	0015020365
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 PALM DR GEORGETOWN FL 321393140, GEORGETOWN, FL 32139-3140

Mortgage

Document Number	0015020365
Date	Mar 28, 2018
Book Page	001502/000365
Instrument	54005746

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,112.00 (+12.55%) Homeowner's exemption	$206,130 (+6.25%)	$439,290 (+6.34%) Land $313,460 Building $125,830
2023	$2,765.00 (+5.61%) Homeowner's exemption	$194,000 (+3%)	$413,090 (+39.83%) Land $282,120 Building $130,970
2022	$2,618.00 Homeowner's exemption	$188,350	$295,430 Land $183,990 Building $111,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	26 (2001–2024)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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