188 Overlook Ave, Hackensack, NJ 07601 Property Records

Bergen County and Hackensack City property record for 188 Overlook Ave, Hackensack, NJ 07601

Property Summary

Property Type	Single Family Home
Details	1,339 sqft · built 1926
Lot Size	0.096 acres (4,199 sqft)
Owner	Individual Name on Record
Last Sale	$311,000 (Mar 2020)
Tax Bill	$9,627 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-00238-01-00011-02`

Property Details

APN / Parcel Number

Primary APN	`23-00238-01-00011-02`
Alternative APNs	`23002380001000110002` `4049`

Interior

Stories	2 Stories
Building Area	1,339 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Frame
Construction Type	Frame
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	84 ft deep x 50 ft wide

Location & Zoning

Account Number	4049
Street Address	188 OVERLOOK AVE
City	HACKENSACK
State	NJ
Zip	07601-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X84 1.7LT
Legal Block	238
Legal Lot Number	11.02
Jurisdiction	BERGEN NJ
Township / Civil Division	HACKENSACK
Census Block Group	3
Census Block	3001
Census Tract	23502

Owner

Source: Bergen County and Hackensack City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 OVERLOOK AVE, HACKENSACK, NJ 07601-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL
Jul 27, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 12, 2021	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	Aug 25, 2006 · Amount on Record
Deed Document Number	202025304
Deed Book / Page	3527 / 1540
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Jul 9, 2026
Property Address	188 OVERLOOK AVE, HACKENSACK, NJ 07601-2203
Document Number	0000046565
Book / Page	5843 / 627
Instrument Date	Jun 23, 2026
Instrument	202646565
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 OVERLOOK AVE, HACKENSACK, NJ 07601-2203

Mortgage

Document Number	0000046565,
Date	Jul 9, 2026
Book Page	5843/627
Instrument	202646565

Lender

Name	VILLAGE CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	188 OVERLOOK AVE, HACKENSACK, NJ 07601-2203
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047541503
Date	Jul 27, 2022
Book Page	4754/1503
Instrument	2022074558

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	188 OVERLOOK AVE, HACKENSACK, NJ 07601-2203
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 OVERLOOK AVE, HACKENSACK, NJ 07601-2203

Mortgage

Document Number	0044121811
Date	Oct 12, 2021
Book Page	4412/1811
Instrument	2021156389

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	GLEN ALLEN, VA 23059

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Hackensack City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Hackensack City
Unified School District	Hackensack City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,000 (-) Land $163,200 Building $136,800	$300,000 (-) Land $163,200 Building $136,800
2025	$9,627.00 (+0.1%)	$300,000 (-4.67%) Land $163,200 Building $136,800	$300,000 (-4.67%) Land $163,200 Building $136,800
2024	$9,617.00 (+11.66%)
2023		$314,700 Land $163,200 Building $151,500	$314,700 Land $163,200 Building $151,500
2022	$8,613.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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