188 Outer Dr, #A, Oak Ridge, TN 37830 Property Records

Anderson County property record for 188 Outer Dr, #A, Oak Ridge, TN 37830

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,528 sqft · built 1956
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$154,000 (May 2019)
Tax Bill	$982 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093M-B-024.00`

Property Details

APN / Parcel Number

Primary APN	`093M-B-024.00`
Alternative APNs	`02093M B 093M 024.00 000` `02093MB093M02400` `001093M B 02400`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,528 sqft Living Area
Gross Area	4,066 sqft
1st Floor Area	1,504 sqft
Basement Area	2,033 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Terrain	High
Porch	Patio
Porch Area	545 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	188 OUTER DR, A
City	OAK RIDGE
State	TN
Zip	37830-5363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK: C15 LOT: 25
Legal Subdivision	BLOCK 0C15 LOT 0025
Legal Block	C15
Legal Lot Number	25
Jurisdiction	ANDERSON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1008
Census Tract	20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oak Ridge Historic District (Additional Documentation) listed 1991 · 3,717 contributing resources · NRIS 91001109

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

188 Outer Dr, #A is owned by two individuals who bought it in May 2019.

Source: Anderson County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	188 OUTER DR, OAK RIDGE, TN 37830-5363
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 16, 2018	Deed of Trust, Mortgage · Conventional with PMI CITIZENS FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on File
Deed Sale	May 20, 2019 · Amount on File
Prior Sale	May 3, 2011 · Amount on File
Deed Document Number	20194175
Deed Book / Page	1701 / 71
Transfer Doc	1235000166
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	May 20, 2019
Property Address	188 OUTER DR # A, A, OAK RIDGE, TN 37830-5363
Document Number	0017010071
Book / Page	1701 / 0071
Map Reference	CAB 3 SL 61-B
Instrument Date	May 16, 2019
Instrument	19004175
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	TITLE PROFESSIONALS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 OUTER DR, OAK RIDGE, TN 37830-5363

Mortgage

Document Number	0019004176
Date	May 20, 2019
Instrument	19004176

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	188 OUTER DR # A, A, OAK RIDGE, TN 37830-5363
Document Number	16782029
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	16782029
Date	Apr 23, 2018
Book Page	001678/002029
Instrument	3356

Lender

Name	CITIZENS FIRST BK
Type	Bank
Address	OAK RIDGE, TN 37831

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Apr 22, 2038

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Municipality	Oak Ridge City
Unified School District	Oak Ridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,525 Land $13,425 Building $67,100	$322,100 Land $53,700 Building $268,400
2024	$982.00
2023		$40,000 Land $7,550 Building $32,450
2020			$160,000 Land $30,200 Building $129,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 188 Outer Dr, #A in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1998–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2003 · 3 claims Severe Storms, Tornadoes And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Outer Dr, #A is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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