188 Orchard Valley Cir, Ruston, LA 71270 Property Records

Lincoln Parish property record for 188 Orchard Valley Cir, Ruston, LA 71270

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,200 sqft · built 2008
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (May 2025)
Tax Bill	$3,478 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Feb 2009 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09183424021`

Property Details

APN / Parcel Number

Primary APN	`09183424021`
Alternative APN	`32280`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,200 sqft Living Area
Gross Area	3,566 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	104,544 sqft (2.4 acres)
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	266 sqft

Location & Zoning

Street Address	188 ORCHARD VALLEY CIR
City	RUSTON
State	LA
Zip	71270-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 OF CRESTHAVEN UNIT 1 AS PER PLAT @ COB 1201-216 AMENDED RESTRICTIONS @ COB 1201-410 (FROM PEACHTREE LAND DEV LLC)
Legal Range	03W
Legal Township	18N
Legal Section	09
Legal Subdivision	CRESTHAVEN
Legal Block	1
Legal Lot Number	21
Legal Unit	1
Jurisdiction	LINCOLN LA
Township / Civil Division	6
Census Block Group	3
Census Block	3009
Census Tract	960300

Owner

Source: Lincoln Parish records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 ORCHARD VALLEY CIR, RUSTON, LA 71270-1431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · Line of Credit ORIGIN BANK
Feb 17, 2009	Deed of Trust, Mortgage COMMUNITY TRUST BANK
Nov 26, 2008	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK
May 23, 2025	Cash Sale Deed, Transfer · Closed-End Mortgage GIBSLAND BANK & TRUST CO
Aug 28, 2017	Deed, Transfer · Conventional Mortgage ORIGIN BANK
Sep 26, 2008	Deed, Subdivision Related Transfer COMMUNITY TRUST BANK
Apr 15, 2008	Deed, Transfer COMMUNITY TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Aug 28, 2017 · Amount on Record
Deed Document Number	2025221297
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	188 ORCHARD VALLEY CIR, RUSTON, LA 71270-1431
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000F167183
Date	Feb 21, 2017
Instrument	F167183

Lender

Name	ORIGIN BANK
Type	Bank
Address	RUSTON, LA 71270

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	188 ORCHARD VALLEY CIR, RUSTON, LA 71270-1431
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000976/473
Date	Feb 17, 2009
Book Page	0976/473
Instrument	F102711

Lender

Name	COMMUNITY TRUST BANK
Type	Bank
Address	RUSTON, LA 71270

Agreement

Amount	Amount Recorded

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	188 ORCHARD VALLEY CIR, RUSTON, LA 71270-1431
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000972/283
Date	Nov 26, 2008
Book Page	0972/283
Instrument	F100900

Lender

Name	COMMUNITY TRUST BANK
Type	Bank
Address	CHOUDRANT, LA 71227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2023

May 2025: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LINCOLN LA
Recording Date	May 23, 2025
Property Address	188 ORCHARD VALLEY CIR, RUSTON, LA 71270-1431
Document Number	0000221297
Instrument Date	May 22, 2025
Instrument	221297
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 HUEY AVE, RUSTON, LA 71270-2219

Mortgage

Document Number	0000221298
Date	May 23, 2025
Instrument	221298

Lender

Name	GIBSLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2055

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN LA
Recording Date	Aug 28, 2017
Property Address	188 ORCHARD VALLEY CIR, RUSTON, LA 71270-1431
Document Number	000F171565
Instrument Date	Aug 25, 2017
Instrument	F171565
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 ORCHARD VALLEY CIR, RUSTON, LA 71270-1431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 HARBOUR POINTE DR, LYNN HAVEN, FL 32444-1366

Mortgage

Document Number	000F171566
Date	Aug 28, 2017
Instrument	F171566

Lender

Name	ORIGIN BANK
Type	Bank
Address	MONROE, LA 71201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

September 2008: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LINCOLN LA
Recording Date	Sep 26, 2008
Property Address	188 ORCHARD VALLEY CIR, RUSTON, LA 71270-1431
Document Number	001259/434
Book / Page	1259 / 434
Map Reference	MB1201 PG216
Instrument Date	Sep 26, 2008
Instrument	F99286
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 HADDOX RD, RUSTON, LA 71270-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 ORCHARD VALLEY CIR, RUSTON, LA 71270-1431

Mortgage

Document Number	000968/687
Date	Sep 26, 2008
Book Page	0968/687
Instrument	F99287

Lender

Name	COMMUNITY TRUST BANK
Type	Bank
Address	RUSTON, LA 71270

Agreement

Amount	Amount Recorded

April 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN LA
Recording Date	Apr 15, 2008
Property Address	188 ORCHARD VALLEY CIR, RUSTON, LA 71270-1431
Document Number	001245/833
Book / Page	1245 / 833
Map Reference	MB1201 PG216
Instrument Date	Apr 15, 2008
Instrument	F94411
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	949 WOODS RD, RUSTON, LA 71270-7033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HADDOX RD, RUSTON, LA 71270-3029

Mortgage

Document Number	0000F94412
Date	Apr 15, 2008
Instrument	F94412

Lender

Name	COMMUNITY TRUST BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln Parish assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,478.00 (+27.73%) Homeowner's exemption	$42,671 (+32.71%) Land $7,088 Building $35,583	$426,709 (+32.71%) Land $70,875 Building $355,834
2023	$2,723.00 Homeowner's exemption	$32,153 Land $5,400 Building $26,753	$321,528 Land $54,000 Building $267,528

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Jul 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 318 High Speed.

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