Clay County property record for 188 Old Hard Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 5,455 sqft · built 1996 |
| Lot Size | 1.78 acres (77,536 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $327,927 (Apr 2014) |
| Tax Bill | $324 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-05-26-014225-009-00 |
| Primary APN | 05-05-26-014225-009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 5,455 sqft Heated Area |
| Gross Area | 8,241 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 77,536 sqft (1.78 acres) |
| Garage Area | 1,400 sqft |
| Pool Area | 1,024 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,061 sqft |
| Deck Area | 483 sqft |
| Patio Area | 819 sqft |
| Canopy | 616 sqft |
| Storage Building | 25 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 188 OLD HARD RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E1/2 OF SW1/4 OF NW1/4 S5T5R26 AS REC O R 3630 PG 2053 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 05 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30707 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 188 OLD HARD RD, FLEMING ISLAND, FL 32003-7946 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2014 · Amount on Record |
| Deed Sale | Apr 1, 2014 · Amount on Record |
| Prior Sale | Jul 30, 2013 |
| Deed Document Number | 2014016198 |
| Deed Book / Page | 3630 / 2053 |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $601,631 (+5.99%) | $1,102,844 (+16.58%) Land $71,200 Building $1,031,644 |
| 2023 | $324.00 (+54.29%) Disabled Person's exemption Veteran's exemption | $567,647 (+3%) | $946,036 (+13.38%) Land $71,200 Building $874,836 |
| 2022 | $210.00 Disabled Person's exemption Veteran's exemption | $551,114 | $834,404 Land $71,200 Building $763,204 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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