188 Normandy D, Delray Beach, FL 33484 Property Records

Palm Beach County property record for 188 Normandy D, Delray Beach, FL 33484

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 907 sqft · built 1980
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$126,000 (Aug 2022)
Tax Bill$1,188 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-42-46-22-13-004-1880

Property Details

APN / Parcel Number

Primary APN00-42-46-22-13-004-1880

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area907 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Lot Area43,560 sqft (1 acres)
PorchFinished Screened Porch
Porch Area108 sqft

Location & Zoning

Street Address188 NORMANDY D
CityDELRAY BEACH
StateFL
Zip33484-4760
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionKINGS POINT NORMANDY D COND PAR 188
Legal Range42E
Legal Township46S
Legal Section22
Legal SubdivisionNORMANDY A THRU U CONDO
Legal Block4
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1002
Census Tract5939

Owner

188 Normandy D, a condominium, is owned and occupied by an individual who bought it in August 2022.

Source: Palm Beach County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address188 NORMANDY D, DELRAY BEACH, FL 33484-4760
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Aug 17, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2022 · Amount on File
Deed SaleAug 17, 2022 · Amount on File
Prior SaleApr 25, 2002 · Amount on File
Deed Document Number2022347814
Deed Book / Page33785 / 937
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Recording DateApr 2, 2026
Property Address188 NORMANDY D, DELRAY BEACH, FL 33484-4760
Document Number0364201419
Book / Page36420 / 1419
Instrument DateMar 17, 2026
Instrument2026117295
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 NORMANDY D, DELRAY BEACH, FL 33484-4760

Mortgage

Document Number0000117295,
DateApr 2, 2026
Book Page36420/1419
Instrument2026117295
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueApr 1, 2066
Interest
Rate6.01%
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateAug 17, 2022
Property Address188 NORMANDY D, DELRAY BEACH, FL 33484-4760
Document Number0337850937
Book / Page33785 / 937
Map ReferenceMB 3355 PG 1796
Instrument DateAug 5, 2022
Instrument20220347814
Transaction TypeTransfer
Record UpdatedSep 14, 2022
Title CompanySWEET SETTLEMENTS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$882.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressCALLE, BAYAMON XX 959

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 NORMANDY D, DELRAY BEACH, FL 33484-4760

Mortgage

Document Number0033785940
DateAug 17, 2022
Instrument33785/940
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 188 Normandy D was $1,188, down 24.5% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,188.00 (-24.52%)$97,407$97,407 Building $97,407
2024$1,574.00 (-0.38%)
2023$1,580.00 (-12.71%) Homeowner's exemption$121,363 (+15.17%) Building $121,363$121,363 (+15.17%) Building $121,363
2022$1,810.00$105,373 Building $105,373$105,373 Building $105,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Normandy D in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 104 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies152 units insured
incl. 48 condo units
Nearby Flood Claims62 (1979–2025)
Claims Outside the SFHA43 of 62
Most Recent ClaimSep 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Normandy D is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Blue Stream
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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