188 Newtown Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 188 Newtown Rd, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 960 sqft · built 1966
Lot Size	0.952 acres (41,470 sqft)
Owner	Individual Name on File
Last Sale	$319,000 (Nov 2009)
Tax Bill	$9,577 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00D3 B:0006 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00D3 B:0006 L:0000`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,056 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,470 sqft (0.952 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	188 NEWTOWN RD
City	ACTON
State	MA
Zip	01720-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Block	6
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1010
Census Tract	363103

Owner

188 Newtown Rd is owned and occupied by an individual who acquired it in March 2026.

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	188 NEWTOWN RD, ACTON, MA 01720-2613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage DIRECT CREDIT UNION
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage DIRECT CREDIT UNION
Mar 31, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Mar 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2009 · Amount on File
Deed Sale	Nov 13, 2009 · Amount on File
Prior Sale	Jul 20, 1989 · Amount on File
Deed Document Number	2009219417
Deed Book / Page	53832 / 92
Last Transfer Date	Mar 31, 2026
Transfer Doc	085412-497
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Recording Date	May 11, 2026
Property Address	188 NEWTOWN RD, ACTON, MA 01720-2613
Document Number	085576-108
Book / Page	85576 / 108
Instrument Date	May 6, 2026
Instrument	202653215
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 NEWTOWN RD, ACTON, MA 01720-2613

Mortgage

Document Number	0000053215,
Date	May 11, 2026
Book Page	85576/108
Instrument	202653215

Lender

Name	DIRECT CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Recording Date	May 11, 2026
Property Address	188 NEWTOWN RD, ACTON, MA 01720-2613
Document Number	0085576-92
Book / Page	85576 / 92
Instrument Date	May 6, 2026
Instrument	202653214
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 NEWTOWN RD, ACTON, MA 01720-2613

Mortgage

Document Number	0000053214,
Date	May 11, 2026
Book Page	85576/92
Instrument	202653214

Lender

Name	DIRECT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Mar 31, 2026
Property Address	188 NEWTOWN RD, ACTON, MA 01720-2613
Document Number	085412-497
Book / Page	85412 / 497
Instrument Date	Mar 31, 2026
Instrument	35345
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 NEWTOWN RD, ACTON, MA 01720-2613

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	188 NEWTOWN RD, ACTON, MA 01720-2613
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080896-108
Date	Nov 1, 2022
Book Page	80896/108
Instrument	162258

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	188 NEWTOWN RD, ACTON, MA 01720-2613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74302-274
Date	Mar 17, 2020
Book Page	74302/274
Instrument	39784

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 188 Newtown Rd was $9,577, up 4.8% from the year before.

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,577.00 (+4.8%)	$558,400 (+1.86%) Land $359,100 Building $199,300	$649,800 (+11.89%)
2024	$9,138.00 (+0.87%)	$548,200 (+6.26%) Land $359,100 Building $189,100	$580,735
2023	$9,059.00	$515,900 Land $326,800 Building $189,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Newtown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1987–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Newtown Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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