188 N Euclid Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 188 N Euclid Ave, Upland, CA 91786

Property Summary

Property Type	Bank, Financial Building
Details	12,010 sqft · built 1965
Lot Size	0.476 acres (20,720 sqft)
Owner	Company Name on File
Last Sale	$1,400,000 (Apr 2001)
Tax Bill	$16,347 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1046-591-06-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-591-06-0000`

Interior

Stories	2 Stories
Building Area	12,010 sqft Gross Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	20,720 sqft (0.476 acres)
Lot Dimensions	148 ft deep x 140 ft wide

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	188 N EUCLID AVE
City	UPLAND
State	CA
Zip	91786-6083
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	TOWN OF MAGNOLIA LOTS 21 22 AND N 30 FT LOT 23 BLK 49 EX E 2 FT ALLEY
Legal Subdivision	TOWN OF MAGNOLIA
Legal Block	49
Legal Lot Number	21,22
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1022
Census Tract	903

Owner

188 N Euclid Ave, a commercial property, is owned by a company that acquired it in May 2005.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1330, UPLAND, CA 91785-1330
Owner Type	Company
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage OWENS FAMILY TRUST
Oct 4, 2021	Grant Deed, Transfer · Stand-Alone First Mortgage ROYAL BUSINESS BANK
Oct 7, 2019	Deed of Trust, Mortgage CLAUDIO M & CLAUDIO L LANE
Oct 15, 2019	Grant Deed, Mortgage · Line of Credit REDIGER INVESTMENT MORTGAGE FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2001 · Amount on File
Deed Sale	Apr 27, 2001 · Amount on File
Deed Document Number	2001158596
Last Transfer Date	May 25, 2005
Transfer Doc	0000399210
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	188 N EUCLID AVE, UPLAND, CA 91786-6083
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000313982
Date	Dec 23, 2025
Instrument	2025-0313982

Lender

Name	OWENS FAMILY TRUST
Type	Private Party
Address	5000 N PARKWAY #200 200, MONTE NIDO, CA 91302

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 4, 2021
Property Address	188 N EUCLID AVE, UPLAND, CA 91786-6083
Document Number	0000452645
Map Reference	MB 9 PG 15
Instrument Date	Sep 22, 2021
Instrument	2021-0452645
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Default Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2534 PROSPECT DR, 2534, UPLAND, CA 91784-1174

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000452646
Date	Oct 4, 2021
Instrument	2021-0452646

Lender

Name	ROYAL BUSINESS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	188 N EUCLID AVE, UPLAND, CA 91786-6083
Document Number	0000370345
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	FIRST AMERICAN

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1330 UPLAND CA 917851330, UPLAND, CA 91785-1330

Mortgage

Document Number	0000370345
Date	Oct 15, 2019
Instrument	370345

Lender

Name	CLAUDIO M & CLAUDIO L LANE
Address	45 SABLE PT, ALAMEDA, CA 94502-6474

Agreement

Amount	Amount on Record

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 15, 2019
Property Address	188 N EUCLID AVE, UPLAND, CA 91786-6083
Instrument Date	Oct 1, 2019
Instrument	369674
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1330 UPLAND CA 917851330, UPLAND, CA 91785-1330

Mortgage

Document Number	0000369674
Date	Oct 15, 2019
Instrument	369674

Lender

Name	REDIGER INVESTMENT MORTGAGE FUND
Type	Bank
Address	500 E OLIVE AVE # 840, BURBANK, CA 91501-2180

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 188 N Euclid Ave was $16,347.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,529,313 (+2%) Land $255,144 Building $1,274,169
2025	$16,347.00	$1,499,326 Land $250,141 Building $1,249,185
2023	$15,595.00 (+2.19%)	$1,441,104 Land $240,427 Building $1,200,677
2022	$15,261.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 188 N Euclid Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 188 N Euclid Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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