188 N 1980 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 188 N 1980 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,743 sqft · built 1980
Lot Size	0.356 acres (15,526 sqft)
Owner	2 Individual Names on Record
Tax Bill	$748 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`66-365-0216`

Property Details

APN / Parcel Number

Primary APN	`66-365-0216`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,743 sqft Living Area
Gross Area	6,162 sqft
1st Floor Area	2,743 sqft
Basement Area	2,743 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	15,526 sqft (0.356 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	478 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	188 N 1980 E
City	SPANISH FORK
State	UT
Zip	84660-5898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 216, PLAT B, SPANISH HIGHLANDS ESTATES SUB AREA 0.356 AC.
Legal Subdivision	SPANISH HIGHLANDS ESTATES SUB
Legal Lot Number	216
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	3
Census Block	3017
Census Tract	10307

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	188 N 1980 E, SPANISH FORK, UT 84660-5898
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FEDERAL CREDIT UNION
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Aug 22, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Dec 15, 2018	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019
Deed Sale	Aug 22, 2019
Deed Document Number	201981113
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Sep 14, 2026
Property Address	188 N 1980 E, SPANISH FORK, UT 84660-5898
Document Number	0000076280
Instrument Date	Sep 12, 2026
Instrument	202676280
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 N 1980 E, SPANISH FORK, UT 84660-5898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000076280,
Date	Sep 14, 2026
Instrument	202676280

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	188 N 1980 E, SPANISH FORK, UT 84660-5898
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 N 1980 E, SPANISH FORK, UT 84660-5898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000101554
Date	Dec 29, 2025
Instrument	101554:2025

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 22, 2019
Property Address	188 N 1980 E, SPANISH FORK, UT 84660-5898
Document Number	0000081113
Instrument Date	Aug 22, 2019
Instrument	81113
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	188 N 1980 E SPANISH FORK UT 846605898, SPANISH FORK, UT 84660-5898

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	188 N 1980 E, SPANISH FORK, UT 84660-5898
Document Number	0000119918
Instrument Date	Dec 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 N 1980 E SPANISH FORK UT 846605898, SPANISH FORK, UT 84660-5898

Mortgage

Document Number	0000119918
Date	Dec 20, 2018
Instrument	119918

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 19, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,570 (-42.73%)	$817,400 (+4.13%) Land $257,000 Building $560,400
2025	$748.00 (+0.13%)	$785,000 (+98.65%) Land $257,000 Building $528,000	$785,000 (+9.26%) Land $257,000 Building $528,000
2024	$747.00 (-17.09%)
2023	$901.00 (-75.44%)	$395,175	$718,500 Land $244,800 Building $473,700
2022	$3,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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