Otsego County and Laurens Town property record for 188 Mud Rd, Otego, NY 13825
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,248 sqft · built 1978 |
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Sep 1999) |
| Tax Bill | $3,819 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 363489 255.00-2-26.00 |
| Primary APN | 363489 255.00-2-26.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 93,218 sqft (2.14 acres) |
| Lot Width | 772 ft Width |
| Porch | Slab |
| Porch Area | 344 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 023500 |
|---|---|
| Street Address | 188 MUD RD |
| City | OTEGO |
| State | NY |
| Zip | 13825-2274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | 999 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 26.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | LAURENS |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 591402 |
Source: Otsego County and Laurens Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 556 IROQUIOS TRL, WALTON, NY 13856-5302 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 1999 · Amount on Record |
| Deed Sale | Sep 20, 1999 · Amount on Record |
| Prior Sale | Feb 21, 1997 · Amount on Record |
| Deed Book / Page | 877 / 153 |
| Record Updated | Oct 29, 2026 |
Source: Otsego County and Laurens Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Laurens Town |
| Unified School District | Laurens Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,819.00 (+16.43%) | ||
| 2025 | $3,280.00 | $105,800 (-) Land $20,500 Building $85,300 | $159,098 (+12.99%) Land $30,827 Building $128,271 |
| 2023 | $105,800 Land $20,500 Building $85,300 | $140,804 Land $27,282 Building $113,522 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
No cell data coverage reported
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