188 Mount Olive Rd, Stafford, VA 22556 Property Records

Stafford County property record for 188 Mount Olive Rd, Stafford, VA 22556

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,536 sqft · built 2018
Lot Size1.36 acres (59,242 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Jul 2022)
Tax Bill$4,894 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-25A

Property Details

APN / Parcel Number

Primary APN27-25A
Alternative APNs
  • 027 25A
  • 16384

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,536 sqft Living Area
Basement Area1,068 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Architectural StyleTraditional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area59,242 sqft (1.36 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number16384
Old Parcel Number027 25A
Street Address188 MOUNT OLIVE RD
CitySTAFFORD
StateVA
Zip22556-6718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1- AG MIN 3AC
Legal DescriptionARMSTRONG 1.36 AC
Legal SubdivisionRUSH W BOYER
JurisdictionSTAFFORD VA
Township / Civil DivisionHARTWOOD
Census Block Group1
Census Block1006
Census Tract10305

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address188 MOUNT OLIVE RD, STAFFORD, VA 22556-6718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
C&F MTG
Apr 5, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GEORGE MASON MTG
Jul 26, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2022 · Amount on Record
Deed SaleJul 25, 2022 · Amount on Record
Prior SaleApr 5, 2019 · Amount on Record
Deed Document Number220015531
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateJul 25, 2022
Property Address188 MOUNT OLIVE RD, STAFFORD, VA 22556-6718
Document Number0220015531
Instrument DateJul 22, 2022
Instrument220015531
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 MOUNT OLIVE RD, STAFFORD, VA 22556-6718

Mortgage

Document Number0220015532
DateJul 25, 2022
Instrument220015532
Lender
NameALCOVA MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address188 MOUNT OLIVE RD, STAFFORD, VA 22556-6718
Document Number200018188
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 MOUNT OLIVE RD STAFFORD VA 225566718, STAFFORD, VA 22556-6718

Mortgage

Document Number200018188
DateJul 31, 2020
Instrument18188
Lender
NameC&F MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2050
Interest
Rate TypeFixed Rate

April 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateApr 5, 2019
Property Address188 MOUNT OLIVE RD, STAFFORD, VA 22556-6718
Document Number190004853
Instrument DateApr 4, 2019
Instrument4853
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$403.41
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 MOUNT OLIVE RD STAFFORD VA 225566718, STAFFORD, VA 22556-6718

Mortgage

Document Number190004854
DateApr 5, 2019
Instrument4854
Lender
NameGEORGE MASON MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 4, 2049
Interest
Rate TypeFixed Rate

July 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSTAFFORD VA
Recording DateJul 26, 2017
Property Address188 MOUNT OLIVE RD, STAFFORD, VA 22556-6718
Document Number170013246
Instrument DateJul 20, 2017
Instrument13246
Transaction TypeForeclosure
Record UpdatedAug 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$15.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1003 BRAGG RD FREDERICKSBURG VA 224074909, FREDERICKSBURG, VA 22407-4909

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,894.00 (+18.73%)$522,500 (+19.78%) Land $125,000 Building $397,500$522,500 (+19.78%) Land $125,000 Building $397,500
2023$4,122.00 (+17.74%)$436,200 Land $105,000 Building $331,200$436,200 Land $105,000 Building $331,200
2021$3,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2008 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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