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188 Mount Joy Ave, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 188 Mount Joy Ave, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,574 sqft · built 1929
Lot Size0.287 acres (12,502 sqft)
Owner2 Individual Names on Record
Last Sale$440,000 (Nov 2018)
Tax Bill$10,402 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN55-347-00-0072

Property Details

APN / Parcel Number

Primary APN55-347-00-0072
Alternative APNs
  • 2009-55-347-00-0072-0
  • 55347000072000000000
  • 282009 55.-347-72
  • 55347 00720

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,574 sqft Living Area
1st Floor Area635 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleOld Style
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeBlock
Roof MaterialWood Shingle
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number55347 00720
Street Address188 MOUNT JOY AVE
CityFREEPORT
StateNY
Zip11520-1425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 010
Legal SubdivisionREVISED MAP OF A PORTION OF STEAMS PARK
Legal Block347
Legal Lot Number72-73
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group4
Census Block4015
Census Tract414100

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address188 MOUNT JOY AVE, FREEPORT, NY 11520-1425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
FAMILY FIRST FUNDING LLC
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK
Jun 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Nov 14, 2018Bargain and Sale Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2018 · Amount on Record
Deed SaleNov 14, 2018 · Amount on Record
Prior SaleFeb 25, 2011 · Amount on Record
Deed Document Number2018101725
Deed Book / Page13731 / 936
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address188 MOUNT JOY AVE, FREEPORT, NY 11520-1425
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 MOUNT JOY AVE, FREEPORT, NY 11520-1425

Mortgage

Document NumberM464570078
DateMar 22, 2022
Book PageM46457/78
Instrument2022-35070
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term352 Months
DueJul 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address188 MOUNT JOY AVE, FREEPORT, NY 11520-1425
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0441130377
DateMar 25, 2020
Book Page44113/377
Instrument2020-028644
Lender
NameCITIBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 24, 2050
Interest
Rate TypeFixed Rate

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address188 MOUNT JOY AVE, FREEPORT, NY 11520-1425
Document Number0434920420
Instrument DateJun 5, 2019
Transaction TypeMortgage
Record UpdatedJul 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 MOUNT JOY AVE FREEPORT NY 115201425, FREEPORT, NY 11520-1425

Mortgage

Document Number0434920420
DateJun 14, 2019
Book Page043492/000420
Instrument49611
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2049

November 2018: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateNov 14, 2018
Property Address188 MOUNT JOY AVE, FREEPORT, NY 11520-1425
Document Number0137310936
Book / Page13731 / 936
Map ReferenceMAP 649
Instrument DateNov 5, 2018
Instrument2018-101725
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,760.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1856 BROWNING ST, NORTH BALDWIN, NY 11510-2322

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictBaldwin Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$407 (-5.79%) Land $189 Building $218$407,000 (-5.79%)
2025$10,402.00 (+4.67%)
2023$9,938.00 Additional exemption filed$432 Land $201 Building $231$432,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1978–1992)
Most Recent ClaimDec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding
Claims by Event
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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