188 Mill St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 188 Mill St, Poughkeepsie, NY 12601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,396 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (Nov 2018)
Tax Bill	$5,830 (2025)
Deeds & Mortgages	Feb 2022 Refinance Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`131300-6062-76-934206-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6062-76-934206-0000`
Alternative APNs	`130000606200769342060000` `131300 6.62-76-934.206` `338160`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,396 sqft Living Area
Gross Area	1,540 sqft
1st Floor Area	768 sqft
2nd Floor Area	628 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	112 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	720 sqft
Porch	Covered Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	338160
Street Address	188 MILL ST
City	POUGHKEEPSIE
State	NY
Zip	12601-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	.08 AC 1918 0449 1776 0711
Legal Block	76
Legal Lot Number	934
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1003
Census Tract	220101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mill Street-North Clover Street Historic District (Boundary Increase) listed 1987 · 10 contributing resources · NRIS 87000812

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	46 VASSAR RD, POUGHKEEPSIE, NY 12603-5246
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK
Aug 20, 2020	Deed of Trust, Mortgage · Conventional with PMI WALLKILL VLY FED'L S&L
Aug 20, 2020	Deed of Trust, Mortgage · Conventional with PMI WALLKILL VLY FED'L S&L
Nov 8, 2018	Grant Deed, Transfer QUEEN CITY ABSTRACT, QUEEN CITY ABS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	Aug 21, 2001 · Amount on Record
Deed Document Number	20182018-8307
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	188 MILL ST, POUGHKEEPSIE, NY 12601-2219
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000803
Date	Feb 18, 2022
Instrument	803

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	188 MILL ST, POUGHKEEPSIE, NY 12601-2219
Document Number	0000052694
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	QUEEN CITY ABSTRACT, QUEEN CITY ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	46 VASSAR RD POUGHKEEPSIE NY 126035246, POUGHKEEPSIE, NY 12603-5246

Mortgage

Document Number	0000052694
Date	Aug 26, 2020
Instrument	52694

Lender

Name	WALLKILL VLY FED'L S&L
Type	Federal Savings Bank
Address	WALLKILL, NY 12589

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	188 MILL ST, POUGHKEEPSIE, NY 12601-2219
Document Number	0000052693
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	QUEEN CITY ABSTRACT, QUEEN CITY ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	46 VASSAR RD POUGHKEEPSIE NY 126035246, POUGHKEEPSIE, NY 12603-5246

Mortgage

Document Number	0000052693
Date	Aug 26, 2020
Instrument	52693

Lender

Name	WALLKILL VLY FED'L S&L
Type	Federal Savings Bank
Address	WALLKILL, NY 12589

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Nov 8, 2018
Property Address	188 MILL ST, POUGHKEEPSIE, NY 12601-2219
Document Number	0000008307
Instrument Date	Nov 2, 2018
Instrument	8307
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	QUEEN CITY ABSTRACT, QUEEN CITY ABS

Transaction

Amount	Amount Recorded
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	46 VASSAR RD POUGHKEEPSIE NY 126035246, POUGHKEEPSIE, NY 12603-5246

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,830.00	$262,500 (+17.03%) Land $29,700 Building $232,800	$262,500 (+17.03%) Land $29,700 Building $232,800
2023		$224,300 (+11.98%) Land $29,700 Building $194,600	$224,300 (+11.98%) Land $29,700 Building $194,600
2022		$200,300 Land $27,000 Building $173,300	$200,300 Land $27,000 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Optimum, T-Mobile.

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