188 Middlesex Rd, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 188 Middlesex Rd, Topsham, ME 04086

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,494 sqft · built 1958
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Aug 2026)
Tax Bill	$3,750 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:U12 L:009-A`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:U12 L:009-A`
Alternative APNs	`M:U12 L:009=A` `2833`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	1,494 sqft
Basement Area	1,494 sqft
Unfinished Basement	414 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2833
Street Address	188 MIDDLESEX RD
City	TOPSHAM
State	ME
Zip	04086-1563
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NO
Legal Lot Number	9-A
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	3
Census Block	3023
Census Tract	970301

Owner

Source: Sagadahoc County and Topsham Town records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	142 BAY POINT RD, GEORGETOWN, ME 04548-3508
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit MIDCOAST FEDERAL CREDIT UNION
Jun 25, 2020	Warranty Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC
Mar 2, 2018	Warranty Deed, Transfer FIVE COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	20262026R-04165
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Aug 7, 2026
Property Address	188 MIDDLESEX RD, TOPSHAM, ME 04086-1563
Document Number	0000004165
Instrument Date	Aug 5, 2026
Instrument	20264165
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	142 BAY POINT RD, GEORGETOWN, ME 04548-3508

Mortgage

Date	Aug 7, 2026

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	188 MIDDLESEX RD, TOPSHAM, ME 04086-1563
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003730
Date	Aug 18, 2023
Instrument	2023R-03730

Lender

Name	MIDCOAST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Jun 25, 2020
Property Address	188 MIDDLESEX RD, TOPSHAM, ME 04086-1563
Document Number	0000004306
Instrument Date	Jun 22, 2020
Instrument	2020R-04306
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CUSHMAN PL # B, B, AUBURN, ME 04210-4922

Mortgage

Document Number	0000004307
Date	Jun 25, 2020
Instrument	2020R-04307

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Mar 2, 2018
Property Address	188 MIDDLESEX RD, TOPSHAM, ME 04086-1563
Document Number	0000001344
Instrument	2018R-01344
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001345
Date	Mar 2, 2018
Instrument	2018R-01345

Lender

Name	FIVE COUNTY CU

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2048

Tax Assessment & Valuation

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,750.00 (+8.07%)	$293,000 (+14.68%) Land $56,300 Building $236,700
2023	$3,470.00 (+4.3%)	$255,500 (+10.75%) Land $49,600 Building $205,900
2022	$3,327.00	$230,700 Land $47,900 Building $182,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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