Frederick County property record for 188 Memory Ln, Winchester, VA 22603 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,392 sqft · built 1989 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Oct 2007) |
| Tax Bill | $3,033 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3216-3 |
| Primary APN | 3216-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,392 sqft Living Area |
| Gross Area | 7,026 sqft Gross Area |
| 1st Floor Area | 1,840 sqft 1st Floor |
| Stories | 2 Stories |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed |
| Garage Area | 672 sqft Garage |
| Patio Area | 646 sqft Patio |
|---|---|
| Porch | Porch |
| Porch Area | 90 sqft Porch |
| Terrain | Rolling |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8030595 |
|---|---|
| Street Address | 188 MEMORY LN |
| City | WINCHESTER |
| State | VA |
| Zip | 22603-2757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VICTORIA HILLS L3 5.00 ACRES |
| Legal Subdivision | VICTORIA HILLS |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50200 |
Source: Frederick County records · APN 3216-3
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 MEMORY LN, WINCHESTER, VA 22603-2757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2007 · Amount on Record |
| Deed Sale | Oct 19, 2007 · Amount on Record |
| Deed Book / Page | 700 / 16404 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 188 MEMORY LN, WINCHESTER, VA 22603-2757 |
| Document Number | 0000009634 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 188 MEMORY LN WINCHESTER VA 226032757, WINCHESTER, VA 22603-2757 |
| Document Number | 0000009634 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 9634 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 188 MEMORY LN, WINCHESTER, VA 22603-2757 |
| Document Number | 0000000156 |
| Instrument Date | Dec 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 188 MEMORY LN WINCHESTER VA 226032757, WINCHESTER, VA 22603-2757 |
| Document Number | 0000000156 |
|---|---|
| Date | Jan 06, 2020 |
| Instrument | 156 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 05, 2050 |
| Rate | 4.25% |
|---|
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,033.00 (+10.41%) | $572,220 Land $117,000 Building $455,220 | $572,220 Land $117,000 Building $455,220 |
| 2025 | $2,747.00 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 66% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures