188 Main St, Gladstone, NJ 07934 Property Records

Somerset County and Peapack And Gladstone Borough property record for 188 Main St, Gladstone, NJ 07934

Property Summary

Property Type	Single Family Home
Details	2,660 sqft · built 1890
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (May 2004)
Tax Bill	$10,000 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00008-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`15-00008-0000-00008`
Alternative APN	`150000800008`

Interior

Stories	2 Stories
Building Area	2,660 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	272 ft deep x 80 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	188 MAIN ST
City	SOMERSET
State	NJ
Zip	08873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VN
Legal Block	8
Legal Lot Number	8
Jurisdiction	SOMERSET NJ
Township / Civil Division	PEAPACK AND GLADSTONE
Census Block Group	2
Census Block	2019
Census Tract	52800

Owner

188 Main St is owned by two individuals who bought it in May 2004.

Source: Somerset County and Peapack And Gladstone Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 45, PEAPACK, NJ 07977-0045
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2004 · Amount on File
Deed Sale	May 5, 2004 · Amount on File
Deed Book / Page	5579 / 3881
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	188 MAIN ST, GLADSTONE, NJ 07934
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046144
Date	Nov 27, 2019
Book Page	7170/2948
Instrument	2019046144

Lender

Name	PEAPACK GLADSTONE BANK
Type	Bank
Address	BEDMINSTER, NJ 07921

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 188 Main St was $10,000, up 0.1% from the year before.

Source: Somerset County and Peapack And Gladstone Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Peapack And Gladstone Borough
Unified School District	Somerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$676,100 (+6.62%) Land $328,800 Building $347,300	$676,100 (+6.62%) Land $328,800 Building $347,300
2025	$10,000.00 (+0.11%)	$634,100 Land $310,200 Building $323,900	$634,100 Land $310,200 Building $323,900
2024	$9,989.00
2023		$554,500 Land $273,200 Building $281,300	$554,500 Land $273,200 Building $281,300
2022	$9,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1984–2021)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20