Suffolk County and Babylon Town property record for 188 Locust Ave, Babylon, NY 11702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,389 sqft |
| Lot Size | 0.18 acres (7,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $437,000 (Jul 2019) |
| Tax Bill | $12,492 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 472003 9.-1-12.3 |
| Primary APN | 472003 9.-1-12.3 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,389 sqft Building Perimeter |
| Lot Area | 7,850 sqft (0.18 acres) |
|---|---|
| Lot Dimensions | 157 ft deep x 50 ft wide |
| Account Number | 20250315291 |
|---|---|
| Street Address | 188 LOCUST AVE |
| City | BABYLON |
| State | NY |
| Zip | 11702-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FM 641 LTS 90 & 91 & P/O SERV RD |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BABYLON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 124500 |
188 Locust Ave is owned and occupied by an individual who bought it in July 2019.
Source: Suffolk County and Babylon Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 188 LOCUST AVE, BABYLON, NY 11702-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Aug 12, 2019 | Grant Deed, Transfer · Conventional Mortgage TD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2019 · Amount on File |
| Deed Sale | Jul 8, 2019 · Amount on File |
| Deed Book / Page | 13018 / 424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 19, 2026 |
| Property Address | 188 LOCUST AVE, BABYLON, NY 11702-2112 |
| Document Number | 2372000238 |
| Book / Page | 23728 / 238 |
| Instrument Date | Feb 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 188 LOCUST AVE, BABYLON, NY 11702-2112 |
| Document Number | 2372000238, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 23728/238 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.1% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 12, 2019 |
| Property Address | 188 LOCUST AVE, BABYLON, NY 11702-2112 |
| Document Number | 0130180424 |
| Book / Page | 013018 / 000424 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,748.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 FRANKLIN AVE #5L WHITE PLAINS NY 106013827, 5L, WHITE PLAINS, NY 10601-3827 |
| Document Number | 230510027 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 023051/000027 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | 2035 LIMESTONE RD, WILMINGTON, DE 19808-5529 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2049 |
Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Babylon Village |
| County | Suffolk County |
| County Subdivision | Babylon Town |
| Unified School District | Babylon Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,400 Land $260 Building $3,140 | ||
| 2024 | $12,492.00 | ||
| 2023 | $3,400 Land $260 Building $3,140 | $189,944 Land $14,525 Building $175,419 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 188 Locust Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 8 (1979–2014) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 188 Locust Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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