188 Lewis St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 188 Lewis St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,419 sqft · built 1920
Lot Size	0.152 acres (6,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,098,636 (May 2024)
Tax Bill	$11,762 (2025)
Deeds & Mortgages	Jul 2017 Transfer Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`841-05-035`

Property Details

APN / Parcel Number

Primary APN	`841-05-035`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	1,419 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1920
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,624 sqft (0.152 acres)
Lot Dimensions	96 ft deep x 69 ft wide

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	188 LEWIS ST
City	GILROY
State	CA
Zip	95020-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	MAP 6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1004
Census Tract	512603

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7431 DOWDY ST, GILROY, CA 95020-5719
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 20, 2017	Grant Deed, Transfer · Conventional Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024 · Amount on Record
Deed Sale	May 24, 2024 · Amount on Record
Prior Sale	Jul 20, 2017 · Amount on Record
Deed Document Number	202425641380
Prior Transfer Date	Jul 14, 2017
Prior Transfer Doc	0023707646
Record Updated	Oct 29, 2026

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 20, 2017
Property Address	188 LEWIS ST, GILROY, CA 95020-5210
Document Number	0023707646
Instrument Date	Jul 14, 2017
Instrument	23707646
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7671 SANTA BARBARA DR GILROY CA 950205320, GILROY, CA 95020-5320

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 20, 2017
Property Address	188 LEWIS ST, GILROY, CA 95020-5210
Document Number	0023707645
Instrument Date	Jul 14, 2017
Instrument	23707645
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7671 SANTA BARBARA DR GILROY CA 950205320, GILROY, CA 95020-5320

Mortgage

Document Number	23707647
Date	Jul 20, 2017
Instrument	23707647

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$815,000 (+8%) Land $448,200 Building $366,800
2025	$11,762.00
2023		$754,613 Land $257,005 Building $497,608

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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