Johnston County property record for 188 Lars Ln, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,138 sqft · built 2013 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Oct 2012) |
| Tax Bill | $2,455 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06F03023O |
| Primary APN | 06F03023O |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,138 sqft Living Area |
| Gross Area | 3,241 sqft |
| 1st Floor Area | 1,698 sqft |
| Attic | Attic |
| Attic Area | 640 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 362 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000249351 |
|---|---|
| Street Address | 188 LARS LN |
| City | GARNER |
| State | NC |
| Zip | 27529-7565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 88 HERITAGE FARMS II 70/79 |
| Legal Subdivision | HERITAGE FARMS II SUBDIVISION |
| Legal Lot Number | 88 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 41107 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 188 LARS LN, GARNER, NC 27529-7565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 16, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Apr 21, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 2, 2017 | Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2012 · Amount on Record |
| Deed Sale | Oct 3, 2012 · Amount on Record |
| Deed Book / Page | 4184 / 330 |
| Last Transfer Date | Apr 14, 2022 |
| Transfer Doc | 0000806629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 188 LARS LN, GARNER, NC 27529-7565 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000655221 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 5569/92 |
| Instrument | 2020655221 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | May 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.37% |
| Index | 5-Year CMT |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 188 LARS LN, GARNER, NC 27529-7565 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000655222 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 5569/114 |
| Instrument | 2020655222 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Apr 21, 2022 |
| Property Address | 188 LARS LN, GARNER, NC 27529-7565 |
| Document Number | 0000806629 |
| Book / Page | 6239 / 864 |
| Map Reference | MB 70 PG 79-80 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022806629 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 LARS LN, GARNER, NC 27529-7565 |
| Document Number | 0000806630 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022806630 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
| Document Number | 0000806631 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 6239/888 |
| Instrument | 2022806631 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Aug 2, 2017 |
| Property Address | 188 LARS LN, GARNER, NC 27529-7565 |
| Document Number | 0000539350 |
| Book / Page | 5002 / 0390 |
| Map Reference | MB 70 PG 79-80 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 2017539350 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 LARS LN, GARNER, NC 27529-7565 |
| Document Number | 0000539351 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 2017539351 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,455.00 (-1.56%) | $392,820 (-) Land $85,000 Building $307,820 | $392,820 (-) Land $85,000 Building $307,820 |
| 2025 | $2,494.00 (+22.92%) | $392,820 (+51.46%) Land $85,000 Building $307,820 | $392,820 (+51.46%) Land $85,000 Building $307,820 |
| 2023 | $2,029.00 | $259,350 Land $55,000 Building $204,350 | $259,350 Land $55,000 Building $204,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Brightspeed DSL · Fiber in parts of the area | 140 / 20 |
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