188 Hillendale Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 188 Hillendale Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,157 sqft · built 1953
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (May 2019)
Tax Bill	$4,444 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T33 050`

Property Details

APN / Parcel Number

Primary APN	`T33 050`
Alternative APN	`774850`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,157 sqft Heated Area
Basement Area	2,157 sqft
Unfinished Basement	2,157 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	532 sqft
Deck Area	570 sqft
Patio Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	774850
Street Address	188 HILLENDALE DR
City	TOCCOA
State	GA
Zip	30577-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	PT LOTS 19 & 20 HILLENDALE S/D
Legal Subdivision	HILLENDALE
Legal Lot Number	19+
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2017
Census Tract	970102

Owner

188 Hillendale Dr is owned and occupied by an individual who bought it in May 2019.

Source: Stephens County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	188 HILLENDALE DR, TOCCOA, GA 30577-1914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL
Jul 30, 2020	Deed of Trust, Mortgage · Conventional with PMI ASSOCIATED CU
May 9, 2019	Grant Deed, Transfer · Conventional Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2019 · Amount on File
Deed Sale	May 7, 2019 · Amount on File
Prior Sale	Apr 28, 2000 · Amount on File
Deed Document Number	2019511
Deed Book / Page	1178 / 1
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	188 HILLENDALE DR, TOCCOA, GA 30577-1914
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 HILLENDALE DR, TOCCOA, GA 30577-1914

Mortgage

Document Number	0013500000000117
Date	Nov 22, 2023
Book Page	0000001350/0000000117
Instrument	2023001749

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	188 HILLENDALE DR, TOCCOA, GA 30577-1914
Document Number	0012190177
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 HILLENDALE DR TOCCOA GA 305771914, TOCCOA, GA 30577-1914

Mortgage

Document Number	0012190177
Date	Aug 11, 2020
Book Page	001219/000177

Lender

Name	ASSOCIATED CU
Type	Credit Union
Address	PEACHTREE CORNERS, GA 30092

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	May 9, 2019
Property Address	188 HILLENDALE DR, TOCCOA, GA 30577-1914
Document Number	0011780001
Book / Page	001178 / 000001
Instrument Date	May 7, 2019
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	188 HILLENDALE DR TOCCOA GA 305771914, TOCCOA, GA 30577-1914

Mortgage

Document Number	11780004
Date	May 9, 2019
Book Page	001178/000004

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 188 Hillendale Dr was $4,444 with a homeowner's exemption.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,444.00 Homeowner's exemption	$151,781 Land $8,444 Building $143,337	$379,452 Land $21,110 Building $358,342
2023	$1,978.00 (+1.02%) Homeowner's exemption	$57,622 (+4.08%) Land $8,444 Building $49,178	$144,055 (+4.08%) Land $21,110 Building $122,945
2022	$1,958.00 Homeowner's exemption	$55,363 Land $8,444 Building $46,919	$138,407 Land $21,110 Building $117,297

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 188 Hillendale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Hillendale Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband.

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