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188 Harbor Pointe Dr, Stone Mountain, GA 30087 Property Records

DeKalb County property record for 188 Harbor Pointe Dr, Stone Mountain, GA 30087 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,298 sqft · built 1993
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$349,500 (Dec 2024)
Tax Bill$6,324 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Jun 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-028-01-103

Property Details

APN / Parcel Number

Primary APN18-028-01-103
Alternative APN
  • 3524934

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,298 sqft Living Area
1st Floor Area1,016 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Lot Area11,761 sqft (0.27 acres)
Garage Area460 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address188 HARBOR POINTE DR
CitySTONE MOUNTAIN
StateGA
Zip30087-6183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description77 X 129 X 88 X 18 X 120 0.27AC HARBOR POINTE AT WATERS EDGE U-3 BLOCK K LOT 306 1-20-93
Legal SubdivisionHARBOR POINTE/WATERS EDGE
Legal Block3
Legal Lot Number306
JurisdictionDE KALB GA
Township / Civil DivisionLITHONIA
Census Block Group3
Census Block3001
Census Tract23325

Owner

Source: DeKalb County records · APN 18-028-01-103

Assessment roll updated October 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address188 HARBOR POINTE DR, STONE MOUNTAIN, GA 30087-6183
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2024Warranty Deed, Transfer · FHA Mortgage
FIRST OPTION MORTGAGE
Jun 06, 2023Quit Claim Deed, Transfer
Quitclaim
May 31, 2023Warranty Deed, Transfer · Commercial Mortgage
TVC FUNDING III
Sep 20, 2021Warranty Deed, Transfer · Conventional Mortgage
METRO CITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2024 · Amount on Record
Deed SaleDec 15, 2024 · Amount on Record
Prior SaleJun 13, 2023
Deed Document Number2024128117
Deed Book / Page31758 / 362
Prior Transfer DateJun 06, 2023
Prior Transfer Doc0309520026
Record UpdatedSep 20, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB GA
Recording DateDec 15, 2024
Property Address188 HARBOR POINTE DR, STONE MOUNTAIN, GA 30087-6183
Document Number0317580362
Book / Page31758 / 362
Instrument DateDec 13, 2024
Instrument2024128117
Transaction TypeTransfer
Record UpdatedMar 09, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 HARBOR POINTE DR, STONE MOUNTAIN, GA 30087-6183

Mortgage

Document Number2024128118
DateDec 15, 2024
Instrument2024128118
Lender
NameFIRST OPTION MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDE KALB GA
Recording DateJun 06, 2023
Property Address188 HARBOR POINTE DR, STONE MOUNTAIN, GA 30087-6183
Document Number0309520026
Book / Page30952 / 26
Instrument DateJun 06, 2023
Transaction TypeTransfer
Record UpdatedJul 14, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 HARBOR POINTE DR, STONE MOUNTAIN, GA 30087-6183
InvestorPossibly a Property Investor

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB GA
Recording DateMay 31, 2023
Property Address188 HARBOR POINTE DR, STONE MOUNTAIN, GA 30087-6183
Document Number0309350657
Book / Page30935 / 657
Instrument DateMay 31, 2023
Instrument2023-009719
Transaction TypeTransfer
Record UpdatedJul 07, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16192 COASTAL HWY, LEWES, DE 19958-3608
InvestorPossibly a Property Investor

Mortgage

Document Number0030935658
DateMay 31, 2023
Instrument30935/658
Lender
NameTVC FUNDING III
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term356 Months
DueJan 01, 2053

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB GA
Recording DateSep 20, 2021
Property Address188 HARBOR POINTE DR, STONE MOUNTAIN, GA 30087-6183
Document Number0297480246
Book / Page29748 / 246
Instrument DateSep 20, 2021
Instrument2021-025665
Transaction TypeTransfer
Record UpdatedFeb 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19162 COASTAL HWY, LEWES, DE 19958
InvestorPossibly a Property Investor

Mortgage

Document Number0297480247
DateSep 23, 2021
Book Page0000029748/0000000247
Lender
NameMETRO CITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueJan 01, 2023

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated October 15, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,324.00 (-0.08%)$134,400 (-0.88%) Land $18,000 Building $116,400$336,000 (-0.88%) Land $45,000 Building $291,000
2023$6,329.00 (+26.68%)$135,600 (+27.92%) Land $18,040 Building $117,560$339,000 (+27.92%) Land $45,100 Building $293,900
2022$4,996.00$106,000 Land $18,000 Building $88,000$265,000 Land $45,000 Building $220,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (13089C), updated September 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130890233253, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
7 of 7 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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