188 Hampton Ridge Dr, Marion, NC 28752 Property Records

McDowell County property record for 188 Hampton Ridge Dr, Marion, NC 28752

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 1998
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Oct 2020)
Tax Bill	$487 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1721-03-23-7508`

Property Details

APN / Parcel Number

Primary APN	`1721-03-23-7508`
Alternative APN	`73276`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,450 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	73276
Street Address	188 HAMPTON RIDGE DR
City	MARION
State	NC
Zip	28752-5712
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LTS 11-12 CREEKSIDE S/D1.25 AC
Legal Subdivision	CREEKSIDE S/D
Legal Lot Number	11-12 12
Jurisdiction	MCDOWELL NC
Township / Civil Division	HIGGINS
Census Block Group	2
Census Block	2010
Census Tract	970200

Owner

188 Hampton Ridge Dr, a mobile home, is owned and occupied by an individual who bought it in October 2020.

Source: McDowell County records, as of September 29, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	188 HAMPTON RIDGE DR, MARION, NC 28752-5712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 23, 2020	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	May 10, 2016 · Amount on File
Deed Document Number	0001327556
Deed Book / Page	1327 / 556
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	188 HAMPTON RIDGE DR, MARION, NC 28752-5712
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013690893
Date	Sep 21, 2021
Book Page	1369/893
Instrument	2021006086

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 23, 2020
Property Address	188 HAMPTON RIDGE DR, MARION, NC 28752-5712
Document Number	0013270556
Book / Page	1327 / 556
Map Reference	MB 5A PG 71
Instrument Date	Oct 22, 2020
Instrument	2020005546
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5531 NE COUNTY ROAD 340, 5531, HIGH SPRINGS, FL 32643-3704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 HAMPTON RIDGE DR, MARION, NC 28752-5712

Mortgage

Document Number	2020005547
Date	Oct 23, 2020
Instrument	2020005547

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 188 Hampton Ridge Dr was $487.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$487.00	$68,190 Land $22,500 Building $45,690
2023	$471.00	$68,190 Land $22,500 Building $45,690	$68,190 Land $22,500 Building $45,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Hampton Ridge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–1995)
Most Recent Claim	Jan 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Hampton Ridge Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hampton Ridge Dr

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