188 Hackamore Trl, Lexington, NC 27295 Property Records

Davidson County property record for 188 Hackamore Trl, Lexington, NC 27295

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,652 sqft · built 2024
Lot Size	2.62 acres (114,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (May 2026)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-002-F-000-0004`

Property Details

APN / Parcel Number

Primary APN	`14-002-F-000-0004`
Alternative APN	`9276904`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,652 sqft Total Area
1st Floor Area	1,692 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	114,127 sqft (2.62 acres)
Lot Width	166 ft Width
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	182 sqft
Patio Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9276904
Street Address	188 HACKAMORE TRL
City	LEXINGTON
State	NC
Zip	27295-9906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	PB88-74 L4 BK2652-1399 MILL AT STONE CREEK
Legal Subdivision	STONE CREEK
Jurisdiction	DAVIDSON NC
Township / Civil Division	REEDY CREEK
Census Block Group	1
Census Block	1012
Census Tract	60304

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	188 HACKAMORE TRL, LEXINGTON, NC 27295-9906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2025	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Jun 7, 2024 · Amount on Record
Deed Document Number	20268970
Deed Book / Page	2756 / 1602
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	188 HACKAMORE TRL, LEXINGTON, NC 27295-9906
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026870742
Date	Feb 7, 2025
Book Page	2687/742
Instrument	2025002167

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	PO BOX 26043, WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	May 14, 2026
Property Address	188 HACKAMORE TRL, LEXINGTON, NC 27295-9906
Document Number	0000008970
Book / Page	2756 / 1602
Instrument Date	May 14, 2026
Instrument	2026.8970
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,960.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 HACKAMORE TRL, LEXINGTON, NC 27295-9906
Investor	Possibly a Property Investor

Mortgage

Document Number	0027561604,
Date	May 14, 2026
Book Page	2756/1604
Instrument	2026.8971

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,020 (-)	$309,020 (-) Land $62,500 Building $246,520
2025	$1,948.00	$309,020	$309,020 Land $62,500 Building $246,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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