Hampden County and Springfield City property record for 188 Florida St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,132 sqft · built 1912 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Apr 2021) |
| Tax Bill | $4,921 (2026) |
| Deeds & Mortgages | Nov 2023 Refinance Mar 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:05220 P:0037 |
| Primary APN | SPRI S:05220 P:0037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,132 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 202 sqft |
| Unfinished Basement | 202 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 6,499 sqft (0.149 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 52200037 |
|---|---|
| Street Address | 188 FLORIDA ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-4007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 801300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the McKnight District listed 1976 · 393 contributing resources · NRIS 76000255 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 HIDEAWAY PL, ROCKPORT, MA 01966-1736 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA) |
| Mar 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA) |
| Apr 9, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP. |
| Jan 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VELOCITY COM'L CAP |
| Sep 21, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2021 · Amount on Record |
| Deed Sale | Apr 9, 2021 · Amount on Record |
| Prior Sale | Jun 15, 2010 · Amount on Record |
| Deed Document Number | 202124255 |
| Deed Book / Page | 23816 / 464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 188 FLORIDA ST, SPRINGFIELD, MA 01109-4007 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025226-251 |
|---|---|
| Date | Nov 14, 2023 |
| Book Page | 25226/251 |
| Instrument | 54201 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 188 FLORIDA ST, SPRINGFIELD, MA 01109-4007 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024444-104 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 24444/104 |
| Instrument | 14994 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Apr 9, 2021 |
| Property Address | 188 FLORIDA ST, SPRINGFIELD, MA 01109-4007 |
| Document Number | 23816-464 |
| Book / Page | 23816 / 464 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 24255 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6 HIDEAWAY PL, ROCKPORT, MA 01966-1736 |
| Document Number | 24256 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 24256 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 188 FLORIDA ST, SPRINGFIELD, MA 01109-4007 |
| Document Number | 22528-220 |
| Instrument Date | Jan 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2019 |
| Name | Verified Name |
|---|---|
| Address | 6 CHADWYCK LN EAST LONGMEADOW MA 010281453, EAST LONGMEADOW, MA 01028-1453 |
| Document Number | 22528-220 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 022528/000220 |
| Instrument | 3461 |
| Name | VELOCITY COM'L CAP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Sep 21, 2018 |
| Property Address | 188 FLORIDA ST, SPRINGFIELD, MA 01109-4007 |
| Document Number | 22369-274 |
| Book / Page | 022369 / 000274 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 56776 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 CHADWYCK LN EAST LONGMEADOW MA 010281453, EAST LONGMEADOW, MA 01028-1453 |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,921.00 (-10.12%) | $318,300 (-8.85%) Land $24,700 Building $293,600 | $393,267 (-2.41%) |
| 2025 | $5,475.00 (+13.54%) | $349,200 (+23.48%) Land $25,600 Building $323,600 | $402,990 (+5.97%) |
| 2024 | $380,285 | ||
| 2023 | $4,822.00 | $282,800 Land $22,700 Building $260,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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