188 Flagstone Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 188 Flagstone Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,736 sqft · built 2006
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$344,400 (Nov 2007)
Tax Bill	$3,036 (2026)
Deeds & Mortgages	Aug 2007 Mortgage Jun 2012 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF54437`

Property Details

APN / Parcel Number

Primary APN	`00RFF54437`
Alternative APNs	`06-0903-04-1-09-19-0000` `R0637388`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Basement Area	1,716 sqft
Finished Basement	1,716 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Area	991 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	121 sqft
Deck Area	517 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF54437
Street Address	188 FLAGSTONE DR
City	BELGRADE
State	MT
Zip	59714-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 5, LOT 3, ACRES 0.46, PLAT J-420
Legal Range	04E
Legal Township	01S
Legal Section	04
Legal Subdivision	COBBLESTONE SUB
Legal Block	5
Legal Lot Number	3
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2047
Census Tract	201

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 FLAGSTONE DR, BELGRADE, MT 59714-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2007	Deed of Trust, Mortgage VALLEY BANK OF BELGRADE
Jun 5, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
May 19, 2006	Deed of Trust, Mortgage FLATHEAD BANK
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 27, 2007	Deed of Trust, Mortgage COUNTRYWIDE HOME LOANS INC
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 15, 2007	Warranty Deed, Transfer · ARM COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2007 · Amount on Record
Deed Sale	Nov 15, 2007 · Amount on Record
Prior Sale	Feb 17, 2006
Deed Document Number	20072284563
Record Updated	Oct 29, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	188 FLAGSTONE DR, BELGRADE, MT 59714-9642
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002276327
Date	Aug 21, 2007
Instrument	2276327

Lender

Name	VALLEY BANK OF BELGRADE
Address	BELGRADE, MT 59714

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2037

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	188 FLAGSTONE DR, BELGRADE, MT 59714-9642
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002417178
Date	Jun 5, 2012
Instrument	2417178

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BOZEMAN, MT 59719

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2042

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	188 FLAGSTONE DR, BELGRADE, MT 59714-9642
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002228665
Date	May 19, 2006
Instrument	2228665

Lender

Name	FLATHEAD BANK
Address	98 N BROADWAY, BELGRADE, MT 59714

Agreement

Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	188 FLAGSTONE DR, BELGRADE, MT 59714-9642
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002676685
Date	Mar 25, 2020
Instrument	2676685

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	188 FLAGSTONE DR, BELGRADE, MT 59714-9642
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002285431
Date	Nov 27, 2007
Instrument	2285431

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2037

Interest

Rate Type	Fixed Rate
Rate	5.62%
Type Change Date	Dec 1, 2012
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Max Rate	10.6%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	188 FLAGSTONE DR, BELGRADE, MT 59714-9642
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2676685
Date	Mar 25, 2020
Instrument	2676685

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

November 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Nov 15, 2007
Property Address	188 FLAGSTONE DR, BELGRADE, MT 59714-9642
Document Number	0002284563
Map Reference	MB J-420
Instrument Date	Nov 15, 2007
Instrument	2284563
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6630 SPAULDING BRIDGE RD, BELGRADE, MT 59714-8182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 FLAGSTONE DR, BELGRADE, MT 59714-9642

Mortgage

Document Number	0002284564
Date	Nov 15, 2007
Instrument	2284564

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	13.5%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,036.00 (-23.83%)	$781,700 (+18.84%)	$781,700 (+18.84%) Land $196,344 Building $585,356
2023	$3,986.00	$657,800	$657,800 Land $150,001 Building $507,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisp West.

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