St. Johns County property record for 188 Ferndale Way, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,498 sqft · built 2019 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (May 2023) |
| Tax Bill | $7,590 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029011-7210 |
| Primary APN | 029011-7210 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,498 sqft Living Area |
| Gross Area | 3,055 sqft |
| 1st Floor Area | 1,171 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 188 FERNDALE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-7645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 92/37-45 WHISPER CREEK PHASE 8 LOT 721 OR5754/1555 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 8 |
| Legal Phase | 8 |
| Legal Block | 1 |
| Legal Lot Number | 721 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-7210
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 188 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage COAST ONE MORTGAGE LLC |
| Nov 15, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on Record |
| Deed Sale | May 10, 2023 · Amount on Record |
| Prior Sale | Nov 15, 2019 · Amount on Record |
| Deed Document Number | 202335553 |
| Deed Book / Page | 5754 / 1555 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 10, 2023 |
| Property Address | 188 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7645 |
| Document Number | 0057541555 |
| Book / Page | 5754 / 1555 |
| Map Reference | MB 92 PG 37-45 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 2023035553 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1705 MANCHESTER CT N, SAINT JOHNS, FL 32259-5289 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 511 MOLLIE BLVD, HOLBROOK, NY 11741-2946 |
| Document Number | 0057541557 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 5754/1557 |
| Name | COAST ONE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 15, 2019 |
| Property Address | 188 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7645 |
| Document Number | 0048320561 |
| Book / Page | 004832 / 000561 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 85707 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2019 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,161.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1705 MANCHESTER CT N ST JOHNS FL 322595289, ST JOHNS, FL 32259-5289 |
| Document Number | 48320563 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 004832/000563 |
| Instrument | 85708 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,824 (+8.33%) Land $90,000 Building $345,824 | $435,824 (+8.33%) Land $90,000 Building $345,824 | |
| 2025 | $7,590.00 (-0.78%) Homeowner's exemption | $402,312 (-8.79%) | $402,312 (-8.79%) Land $95,000 Building $307,312 |
| 2024 | $7,650.00 (+7.85%) Homeowner's exemption | $441,079 (+11.14%) | $441,079 (+11.14%) Land $100,000 Building $341,079 |
| 2023 | $7,093.00 (+5.8%) | $396,868 (+9.93%) | $396,868 (+9.93%) Land $84,000 Building $312,868 |
| 2022 | $6,704.00 | $361,022 | $361,022 Land $84,000 Building $277,022 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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