188 Estates Dr, Chico, CA 95928 Property Records

Butte County property record for 188 Estates Dr, Chico, CA 95928 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home Plus Accessory Dwelling Unit
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1973
Square Footage1,951 sqft Living Area
Lot Size18,295 sqft (0.419 acres)
OccupancyOwner Occupied
Last Sale$635,000 (2020)
Tax Bill$7,954.00 (2025)

Property Details

APN / Parcel Number

Primary APN040-380-008-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,951 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1973
Architectural StyleModern Style
Construction TypeWood Construction
Lot Area18,295 sqft (0.419 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area516 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address188 ESTATES DR
CityCHICO
StateCA
Zip95928-7414
Property UsageResidential Property Usage
TypeResidential > Single Family > Home Plus Accessory Dwelling Unit
Legal DescriptionBUTTE CREEK ESTATES SUB 1 LOT 38
Legal SubdivisionBUTTE CREEK ESTATES SUB
Legal Lot Number38
JurisdictionBUTTE CA
Minor Civil DivisionDURHAM
Census Blockgroup3
Census Block3005
Census Tract1500

Owner

Source: Butte County records · APN 040-380-008-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address188 ESTATES DR, CHICO, CA 95928-7414
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Deed of Trust, Mortgage · Line of Credit
MEMBERS 1ST CU
Aug 29, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 23, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 12, 2020Grant Deed, Transfer · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 12, 2020 · Amount on Record
Deed SaleJun 12, 2020 · Amount on Record
Prior SaleJan 09, 2013
Deed Doc Number2020-0023185
Record RefreshedJun 07, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address188 ESTATES DR, CHICO, CA 95928-7414
Transaction TypeMortgage
Record UpdatedOct 15, 2025
Title CompanyTIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 ESTATES DR, CHICO, CA 95928-7414

Mortgage

Document Number0000024433
DateSep 10, 2025
Instrument2025-0024433
Lender
NameMEMBERS 1ST CU
TypeCredit Union
AddressREDDING, CA 96003
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 09, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address188 ESTATES DR, CHICO, CA 95928-7414
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 ESTATES DR, CHICO, CA 95928-7414

Mortgage

Document Number0000028271
DateAug 29, 2022
Instrument2022-0028271
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 07, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address188 ESTATES DR, CHICO, CA 95928-7414
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 ESTATES DR, CHICO, CA 95928-7414

Mortgage

Document Number0000037397
DateAug 23, 2021
Instrument2021-0037397
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBUTTE CA
Recording DateJun 12, 2020
Property Address188 ESTATES DR, CHICO, CA 95928-7414
Document Number0000023185
Map ReferenceMB 34 PG 34-36
Instrument DateMay 29, 2020
Instrument2020-0023185
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyMID VALLEY TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address188 ESTATES DR, CHICO, CA 95928-7414

Mortgage

Document Number0000023186
DateJun 12, 2020
Instrument2020-0023186
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,954.00 (+7.82%) Homeowner's exemption$694,459 (+4.04%) Land $273,408 Building $421,051
2023$7,377.00 (+1.61%) Homeowner's exemption$667,495 Land $262,793 Building $404,702
2022$7,260.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butte County (06007C), updated June 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire LikelihoodAbout 1 in 476 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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